Cost of Living in Andover, MA
Population 36,465 · Massachusetts · Data vintage 2023
(100 = US avg)
Andover's housing market reflects its status as a high-earning metro: $814,000 for a typical home, 167% above the US median, paired with household incomes around $167,591 that put it in the upper third of the state.
Andover sits roughly 8 miles east of Lowell — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 106% higher than Lowell's $395,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Andover
The median home value in Andover is $813,800 — 167% above the national median of $305,000. Median rent runs $2,046/month, 56% higher than the national median of $1,314/month. The median household income of $167,591/year is 125% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.4°F and lows of 40.9°F. Overall, Andover has a cost of living index of 222 versus the US average of 100, meaning it is 122% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 45 | 58 | 69 | 77 | 83 | 82 | 74 | 62 | 51 | 40 |
| Low °F | 19 | 21 | 28 | 38 | 48 | 57 | 63 | 62 | 54 | 43 | 34 | 25 |
| Precip" | 2.86 | 2.44 | 3.42 | 3.60 | 3.39 | 3.99 | 3.48 | 3.04 | 3.75 | 4.10 | 3.52 | 3.32 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Andover, MA?
Andover has a cost index of 222 (100 = national average). It is 122% above the national average.
What is average rent in Andover, MA?
The median gross rent in Andover is $2,046 per month based on 2023 Census data.
What is the average home price in Andover?
The median home value in Andover is $813,800 according to 2023 Census ACS data.
What is the median income in Andover?
The median household income in Andover is $167,591 per year (2023 ACS 5-year estimates).
What is the sales tax in Andover, MA?
The combined state and local sales tax rate in Andover is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Andover, MA affordable?
Andover is above average in cost of living, with an index of 222 — about 122% higher than the national average.
What is the weather like in Andover?
Andover has average high temperatures of 59.4°F and average lows of 40.9°F. Annual precipitation is 40.9". Data from NOAA 1991–2020 Climate Normals.
Andover at a Glance
- Population
- 36,465
- Median Income
- $167,591
- Home Value
- $813,800
- Median Rent
- $2,046/mo
- Unemployment
- 5.0%
- Avg High Temp
- 59.4°F
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Massachusetts Rankings
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