Cost of Living in Ashby, MA
Population 3,188 · Massachusetts · Data vintage 2023
(100 = US avg)
Ashby sits on the smaller end of the Massachusetts city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Ashby is about 25 miles west of Lowell, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 8% lower than Lowell's $395,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ashby
The median home value in Ashby is $362,200 — 19% above the national median of $305,000. Median rent runs $969/month, 26% lower than the national median of $1,314/month. The median household income of $110,536/year is 48% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 38.3°F. Overall, Ashby has a cost of living index of 101 versus the US average of 100, meaning it is 1% more expensive.
Ashby has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 34 | 37 | 45 | 58 | 70 | 78 | 83 | 82 | 74 | 62 | 50 | 40 |
| Low °F | 16 | 17 | 25 | 35 | 46 | 56 | 62 | 60 | 51 | 40 | 30 | 22 |
| Precip" | 2.65 | 2.82 | 3.82 | 3.78 | 3.60 | 4.11 | 3.52 | 3.36 | 3.98 | 4.48 | 3.58 | 3.67 |
Frequently Asked Questions
What is the cost of living in Ashby, MA?
Ashby has a cost index of 101 (100 = national average). It is 1% above the national average.
What is average rent in Ashby, MA?
The median gross rent in Ashby is $969 per month based on 2023 Census data.
What is the average home price in Ashby?
The median home value in Ashby is $362,200 according to 2023 Census ACS data.
What is the median income in Ashby?
The median household income in Ashby is $110,536 per year (2023 ACS 5-year estimates).
What is the sales tax in Ashby, MA?
The combined state and local sales tax rate in Ashby is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Ashby, MA affordable?
Ashby is near the national average in terms of cost of living, with an index of 101 (100 = US average).
What is the weather like in Ashby?
Ashby has average high temperatures of 59.5°F and average lows of 38.3°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.
Ashby at a Glance
- Population
- 3,188
- Median Income
- $110,536
- Home Value
- $362,200
- Median Rent
- $969/mo
- Unemployment
- 3.7%
- Avg High Temp
- 59.5°F
- Sales Tax
- 6.3%
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Massachusetts Rankings
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