Cost of Living in Westminster, MA

Population 8,289 · Massachusetts · Data vintage 2023

128
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Westminster is a smaller Massachusetts community of around 8000 residents, where median household incomes of $101,161 and housing costs ($394,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Westminster sits roughly 20 miles north of Worcester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 16% higher than Worcester's $340,000.

Cost Overview

Housing 129
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westminster

The median home value in Westminster is $394,000 — 29% above the national median of $305,000. Median rent runs $1,643/month, 25% higher than the national median of $1,314/month. The median household income of $101,161/year is 36% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 38.3°F. Overall, Westminster has a cost of living index of 128 versus the US average of 100, meaning it is 28% more expensive.

🏠 Housing

Median Home Value
$394,000
29% above avg
Median Rent
$1,643/mo
25% above avg
Price-to-Rent Ratio
20.0x
Favors buying
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,438
2 BR
$1,854
3 BR
$2,265
4 BR
$2,493
Owner-occupied 87.5%
Renter-occupied 12.5%

💰 Estimated Monthly Budget

Rent median rent
$1,643
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,257/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.0 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.8%

Commute Mode

Drove alone
81.1%
Carpooled
2.1%
Public transit
0.3%
Walked
0.8%
Work from home
12.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$101,161
36% above avg
Per Capita Income
$52,457
Unemployment Rate
3.7%
23% below avg
Poverty Rate
2.7%
Labor Force Participation
52.3%

🎓 Education

Bachelor's degree+ 22.0%
Graduate degree 19.1%

👥 Demographics

Median Age 47.6
Male median age 44.8
Female median age 50.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
38.3°F
Annual Precip
43.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343745587078838274625040
Low °F 161725354656626051403022
Precip" 2.652.823.823.783.604.113.523.363.984.483.583.67

Frequently Asked Questions

What is the cost of living in Westminster, MA?

Westminster has a cost index of 128 (100 = national average). It is 28% above the national average.

What is average rent in Westminster, MA?

The median gross rent in Westminster is $1,643 per month based on 2023 Census data.

What is the average home price in Westminster?

The median home value in Westminster is $394,000 according to 2023 Census ACS data.

What is the median income in Westminster?

The median household income in Westminster is $101,161 per year (2023 ACS 5-year estimates).

What is the sales tax in Westminster, MA?

The combined state and local sales tax rate in Westminster is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Westminster, MA affordable?

Westminster is above average in cost of living, with an index of 128 — about 28% higher than the national average.

What is the weather like in Westminster?

Westminster has average high temperatures of 59.5°F and average lows of 38.3°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Westminster at a Glance

Population
8,289
Median Income
$101,161
Home Value
$394,000
Median Rent
$1,643/mo
Unemployment
3.7%
Avg High Temp
59.5°F
Sales Tax
6.3%
View all cities in Massachusetts →
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Explore county-level cost of living data

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