Cost of Living in Hubbardston, MA

Population 4,339 · Massachusetts · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Hubbardston a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $342,000.

Geographically, Hubbardston sits roughly 20 miles northwest of Worcester. Housing prices track closely with Worcester's $340,000 median.

Cost Overview

Housing 112
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hubbardston

The median home value in Hubbardston is $342,100 — 12% above the national median of $305,000. Median rent runs $898/month, 32% lower than the national median of $1,314/month. The median household income of $102,344/year is 37% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.5°F and lows of 38.3°F. Overall, Hubbardston has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$342,100
12% above avg
Median Rent
$898/mo
32% below avg
Price-to-Rent Ratio
31.7x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,438
2 BR
$1,854
3 BR
$2,265
4 BR
$2,493
Owner-occupied 91.0%
Renter-occupied 9.0%

💰 Estimated Monthly Budget

Rent median rent
$898
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,512/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.2 min
41% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.6%

Commute Mode

Drove alone
81.8%
Carpooled
1.2%
Walked
1.9%
Work from home
14.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$102,344
37% above avg
Per Capita Income
$44,441
Unemployment Rate
3.0%
37% below avg
Poverty Rate
7.3%
Labor Force Participation
54.4%

🎓 Education

Bachelor's degree+ 22.6%
Graduate degree 9.3%

👥 Demographics

Median Age 40.9
Male median age 48.7
Female median age 37

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.5°F
Avg Low
38.3°F
Annual Precip
43.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343745587078838274625040
Low °F 161725354656626051403022
Precip" 2.652.823.823.783.604.113.523.363.984.483.583.67

Frequently Asked Questions

What is the cost of living in Hubbardston, MA?

Hubbardston has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in Hubbardston, MA?

The median gross rent in Hubbardston is $898 per month based on 2023 Census data.

What is the average home price in Hubbardston?

The median home value in Hubbardston is $342,100 according to 2023 Census ACS data.

What is the median income in Hubbardston?

The median household income in Hubbardston is $102,344 per year (2023 ACS 5-year estimates).

What is the sales tax in Hubbardston, MA?

The combined state and local sales tax rate in Hubbardston is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Hubbardston, MA affordable?

Hubbardston is near the national average in terms of cost of living, with an index of 95 (100 = US average).

What is the weather like in Hubbardston?

Hubbardston has average high temperatures of 59.5°F and average lows of 38.3°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Hubbardston at a Glance

Population
4,339
Median Income
$102,344
Home Value
$342,100
Median Rent
$898/mo
Unemployment
3.0%
Avg High Temp
59.5°F
Sales Tax
6.3%
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