Cost of Living in Dover, MA

Population 5,893 · Massachusetts · Data vintage 2023

329
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Dover's housing market is in a category of its own — median home values around $1.3 million sit roughly 4 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents. Unemployment has stayed elevated relative to the national figure — 8.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Dover sits roughly 13 miles southwest of Cambridge — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% higher than Cambridge's $1 million.

Cost Overview

Housing 422
Rent 190

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Dover

The median home value in Dover is $1,285,800 — 322% above the national median of $305,000. Median rent runs $2,500/month, 90% higher than the national median of $1,314/month. The median household income of $250,001/year is 235% higher than the US median of $74,580. The local unemployment rate is 8.2%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 62.9°F and lows of 41.0°F. Overall, Dover has a cost of living index of 329 versus the US average of 100, meaning it is 229% more expensive.

🏠 Housing

Median Home Value
$1,285,800
322% above avg
Median Rent
$2,500/mo
90% above avg
Price-to-Rent Ratio
42.9x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$2,263
1 BR
$2,394
2 BR
$2,837
3 BR
$3,418
4 BR
$3,761
Owner-occupied 97.0%
Renter-occupied 3.0%

💰 Estimated Monthly Budget

Rent median rent
$2,500
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,114/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.1 min
37% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
34.0%

Commute Mode

Drove alone
50.3%
Carpooled
8.2%
Public transit
5.7%
Walked
1.4%
Work from home
34.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$250,001
235% above avg
Per Capita Income
$138,720
Unemployment Rate
8.2%
70% above avg
Poverty Rate
2.0%
Labor Force Participation
54.3%

🎓 Education

Bachelor's degree+ 34.3%
Graduate degree 53.0%

👥 Demographics

Median Age 45.6
Male median age 44.4
Female median age 46.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.9°F
Avg Low
41.0°F
Annual Precip
43.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249617180868477665544
Low °F 212230394857636152413426
Precip" 3.412.803.723.963.303.923.033.633.824.543.694.09

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
75.6%
Good air days/yr
136
Max AQI recorded
135
PM2.5 days
229
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
12:1
Student-teacher ratio
4
Public schools
2,107
Total enrollment

Frequently Asked Questions

What is the cost of living in Dover, MA?

Dover has a cost index of 329 (100 = national average). It is 229% above the national average.

What is average rent in Dover, MA?

The median gross rent in Dover is $2,500 per month based on 2023 Census data.

What is the average home price in Dover?

The median home value in Dover is $1,285,800 according to 2023 Census ACS data.

What is the median income in Dover?

The median household income in Dover is $250,001 per year (2023 ACS 5-year estimates).

What is the sales tax in Dover, MA?

The combined state and local sales tax rate in Dover is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Dover, MA affordable?

Dover is above average in cost of living, with an index of 329 — about 229% higher than the national average.

What is the weather like in Dover?

Dover has average high temperatures of 62.9°F and average lows of 41.0°F. Annual precipitation is 43.9". Data from NOAA 1991–2020 Climate Normals.

Dover at a Glance

Population
5,893
Median Income
$250,001
Home Value
$1,285,800
Median Rent
$2,500/mo
Unemployment
8.2%
Avg High Temp
62.9°F
Sales Tax
6.3%
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