Cost of Living in Grafton, MA

Population 19,771 · Massachusetts · Data vintage 2023

136
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Grafton a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $482,000.

Located 8 miles southeast of Worcester, Grafton falls within that metro's commuting orbit. Median home values run roughly 42% higher than Worcester's $340,000.

Cost Overview

Housing 158
Rent 102

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grafton

The median home value in Grafton is $481,500 — 58% above the national median of $305,000. Median rent runs $1,345/month, 2% higher than the national median of $1,314/month. The median household income of $124,548/year is 67% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 56.7°F and lows of 39.6°F, with about 72.9" of annual snowfall. Overall, Grafton has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.

🏠 Housing

Median Home Value
$481,500
58% above avg
Median Rent
$1,345/mo
2% above avg
Price-to-Rent Ratio
29.8x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,438
2 BR
$1,854
3 BR
$2,265
4 BR
$2,493
Owner-occupied 72.9%
Renter-occupied 27.1%

💰 Estimated Monthly Budget

Rent median rent
$1,345
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,959/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.7 min
25% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.0%

Commute Mode

Drove alone
69.1%
Carpooled
4.2%
Public transit
1.4%
Walked
1.1%
Work from home
22.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$124,548
67% above avg
Per Capita Income
$57,622
Unemployment Rate
4.6%
4% below avg
Poverty Rate
6.4%
Labor Force Participation
57.2%

🎓 Education

Bachelor's degree+ 31.4%
Graduate degree 22.2%

👥 Demographics

Median Age 40.6
Male median age 39.4
Female median age 41.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.7°F
Avg Low
39.6°F
Annual Precip
48.3"
Annual Snowfall
72.9"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323543566775807871594838
Low °F 171926374756626153423323
Precip" 3.523.264.194.083.564.223.934.144.244.844.004.28
Snow" 18.221.213.71.90.00.00.00.00.01.11.914.9

Frequently Asked Questions

What is the cost of living in Grafton, MA?

Grafton has a cost index of 136 (100 = national average). It is 36% above the national average.

What is average rent in Grafton, MA?

The median gross rent in Grafton is $1,345 per month based on 2023 Census data.

What is the average home price in Grafton?

The median home value in Grafton is $481,500 according to 2023 Census ACS data.

What is the median income in Grafton?

The median household income in Grafton is $124,548 per year (2023 ACS 5-year estimates).

What is the sales tax in Grafton, MA?

The combined state and local sales tax rate in Grafton is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Grafton, MA affordable?

Grafton is above average in cost of living, with an index of 136 — about 36% higher than the national average.

What is the weather like in Grafton?

Grafton has average high temperatures of 56.7°F and average lows of 39.6°F. Annual precipitation is 48.3". Average annual snowfall is 72.9". Data from NOAA 1991–2020 Climate Normals.

Grafton at a Glance

Population
19,771
Median Income
$124,548
Home Value
$481,500
Median Rent
$1,345/mo
Unemployment
4.6%
Avg High Temp
56.7°F
Sales Tax
6.3%
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