Cost of Living in Shrewsbury, MA

Population 38,440 · Massachusetts · Data vintage 2023

172
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Shrewsbury run well above the national baseline, with a median of $556,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $136,225 place the city among the better-paid Massachusetts metros. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Shrewsbury sits roughly 5 miles east of Worcester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 64% higher than Worcester's $340,000.

Cost Overview

Housing 182
Rent 156

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Shrewsbury

The median home value in Shrewsbury is $555,500 — 82% above the national median of $305,000. Median rent runs $2,046/month, 56% higher than the national median of $1,314/month. The median household income of $136,225/year is 83% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 56.7°F and lows of 39.6°F, with about 72.9" of annual snowfall. Overall, Shrewsbury has a cost of living index of 172 versus the US average of 100, meaning it is 72% more expensive.

🏠 Housing

Median Home Value
$555,500
82% above avg
Median Rent
$2,046/mo
56% above avg
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,438
2 BR
$1,854
3 BR
$2,265
4 BR
$2,493
Owner-occupied 72.1%
Renter-occupied 27.9%

💰 Estimated Monthly Budget

Rent median rent
$2,046
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,660/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.4 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.7%

Commute Mode

Drove alone
67.1%
Carpooled
5.8%
Public transit
1.2%
Walked
1.2%
Work from home
23.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$136,225
83% above avg
Per Capita Income
$67,401
Unemployment Rate
2.9%
41% below avg
Poverty Rate
3.8%
Labor Force Participation
53.6%

🎓 Education

Bachelor's degree+ 29.9%
Graduate degree 35.7%

👥 Demographics

Median Age 40.5
Male median age 40.3
Female median age 40.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.7°F
Avg Low
39.6°F
Annual Precip
48.3"
Annual Snowfall
72.9"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323543566775807871594838
Low °F 171926374756626153423323
Precip" 3.523.264.194.083.564.223.934.144.244.844.004.28
Snow" 18.221.213.71.90.00.00.00.00.01.11.914.9

Frequently Asked Questions

What is the cost of living in Shrewsbury, MA?

Shrewsbury has a cost index of 172 (100 = national average). It is 72% above the national average.

What is average rent in Shrewsbury, MA?

The median gross rent in Shrewsbury is $2,046 per month based on 2023 Census data.

What is the average home price in Shrewsbury?

The median home value in Shrewsbury is $555,500 according to 2023 Census ACS data.

What is the median income in Shrewsbury?

The median household income in Shrewsbury is $136,225 per year (2023 ACS 5-year estimates).

What is the sales tax in Shrewsbury, MA?

The combined state and local sales tax rate in Shrewsbury is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Shrewsbury, MA affordable?

Shrewsbury is above average in cost of living, with an index of 172 — about 72% higher than the national average.

What is the weather like in Shrewsbury?

Shrewsbury has average high temperatures of 56.7°F and average lows of 39.6°F. Annual precipitation is 48.3". Average annual snowfall is 72.9". Data from NOAA 1991–2020 Climate Normals.

Shrewsbury at a Glance

Population
38,440
Median Income
$136,225
Home Value
$555,500
Median Rent
$2,046/mo
Unemployment
2.9%
Avg High Temp
56.7°F
Sales Tax
6.3%
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