Cost of Living in Worcester, MA

Population 205,501 · Massachusetts · Data vintage 2023

110
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Worcester's cost indicators track within a reasonable band of national figures, with median household incomes near $67,544 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 111
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Worcester

The median home value in Worcester is $339,500 — 11% above the national median of $305,000. Median rent runs $1,415/month, 8% higher than the national median of $1,314/month. The median household income of $67,544/year is 9% lower than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 56.7°F and lows of 39.6°F, with about 72.9" of annual snowfall. Overall, Worcester has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.

🏠 Housing

Median Home Value
$339,500
11% above avg
Zillow Home Value
$423,325
Zillow ZHVI
Median Rent
$1,415/mo
8% above avg
Zillow Rent
$2,150/mo
Zillow ZORI
Price-to-Rent Ratio
20.0x
Favors buying
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 42.4%
Renter-occupied 57.6%

💰 Estimated Monthly Budget

Rent median rent
$1,415
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,029/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.5 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.7%

Commute Mode

Drove alone
65.8%
Carpooled
11.6%
Public transit
2.7%
Walked
5.5%
Bicycle
0.2%
Work from home
10.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$67,544
9% below avg
Per Capita Income
$35,825
Unemployment Rate
6.4%
32% above avg
Poverty Rate
19.8%
Labor Force Participation
65.0%

🎓 Education

Bachelor's degree+ 20.1%
Graduate degree 14.0%

👥 Demographics

Median Age 34.1
Male median age 32.9
Female median age 35.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.7°F
Avg Low
39.6°F
Annual Precip
48.3"
Annual Snowfall
72.9"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323543566775807871594838
Low °F 171926374756626153423323
Precip" 3.523.264.194.083.564.223.934.144.244.844.004.28
Snow" 18.221.213.71.90.00.00.00.00.01.11.914.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
73.4%
Good air days/yr
148
Max AQI recorded
170
PM2.5 days
190
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
13.3:1
Student-teacher ratio
46
Public schools
25,143
Total enrollment

Frequently Asked Questions

What is the cost of living in Worcester, MA?

Worcester has a cost index of 110 (100 = national average). It is 10% above the national average.

What is average rent in Worcester, MA?

The median gross rent in Worcester is $1,415 per month based on 2023 Census data.

What is the average home price in Worcester?

The median home value in Worcester is $339,500 according to Zillow and Census data.

What is the median income in Worcester?

The median household income in Worcester is $67,544 per year (2023 ACS 5-year estimates).

What is the sales tax in Worcester, MA?

The combined state and local sales tax rate in Worcester is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Worcester, MA affordable?

Worcester is near the national average in terms of cost of living, with an index of 110 (100 = US average).

What is the weather like in Worcester?

Worcester has average high temperatures of 56.7°F and average lows of 39.6°F. Annual precipitation is 48.3". Average annual snowfall is 72.9". Data from NOAA 1991–2020 Climate Normals.

Worcester at a Glance

Population
205,501
Median Income
$67,544
Home Value
$339,500
Median Rent
$1,415/mo
Unemployment
6.4%
Avg High Temp
56.7°F
Sales Tax
6.3%
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