Cost of Living in Hoffman Estates, IL

Population 51,186 · Illinois · Data vintage 2023

121
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Hoffman Estates's cost indicators track within a reasonable band of national figures, with median household incomes near $109,683 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Hoffman Estates sits roughly 9 miles east of Elgin — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 35% higher than Elgin's $252,000.

Cost Overview

Housing 112
Rent 134

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hoffman Estates

The median home value in Hoffman Estates is $340,400 — 12% above the national median of $305,000. Median rent runs $1,764/month, 34% higher than the national median of $1,314/month. The median household income of $109,683/year is 47% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Hoffman Estates has a cost of living index of 121 versus the US average of 100, meaning it is 21% more expensive.

🏠 Housing

Median Home Value
$340,400
12% above avg
Zillow Home Value
$384,550
Zillow ZHVI
Median Rent
$1,764/mo
34% above avg
Zillow Rent
$2,022/mo
Zillow ZORI
Price-to-Rent Ratio
16.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 74.2%
Renter-occupied 25.8%

💰 Estimated Monthly Budget

Rent median rent
$1,764
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,378/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.3 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.7%

Commute Mode

Drove alone
69.9%
Carpooled
9.3%
Public transit
2.5%
Walked
1.3%
Bicycle
0.1%
Work from home
15.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$109,683
47% above avg
Per Capita Income
$49,069
Unemployment Rate
3.6%
25% below avg
Poverty Rate
5.3%
Labor Force Participation
70.3%

🎓 Education

Bachelor's degree+ 30.1%
Graduate degree 16.8%

👥 Demographics

Median Age 38.9
Male median age 38.2
Female median age 39.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Hoffman Estates, IL?

Hoffman Estates has a cost index of 121 (100 = national average). It is 21% above the national average.

What is average rent in Hoffman Estates, IL?

The median gross rent in Hoffman Estates is $1,764 per month based on 2023 Census data.

What is the average home price in Hoffman Estates?

The median home value in Hoffman Estates is $340,400 according to Zillow and Census data.

What is the median income in Hoffman Estates?

The median household income in Hoffman Estates is $109,683 per year (2023 ACS 5-year estimates).

What is the sales tax in Hoffman Estates, IL?

The combined state and local sales tax rate in Hoffman Estates is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Hoffman Estates, IL affordable?

Hoffman Estates is above average in cost of living, with an index of 121 — about 21% higher than the national average.

Hoffman Estates at a Glance

Population
51,186
Median Income
$109,683
Home Value
$340,400
Median Rent
$1,764/mo
Unemployment
3.6%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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