Cost of Living in Inverness, IL

Population 7,541 · Illinois · Data vintage 2023

245
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Inverness run well above the national baseline, with a median of $704,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $215,810 place the city among the better-paid Illinois metros. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Geographically, Inverness sits roughly 13 miles east of Elgin. Median home values run roughly 179% higher than Elgin's $252,000.

Cost Overview

Housing 231
Rent 266

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Inverness

The median home value in Inverness is $704,100 — 131% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $215,810/year is 189% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Inverness has a cost of living index of 245 versus the US average of 100, meaning it is 145% more expensive.

🏠 Housing

Median Home Value
$704,100
131% above avg
Zillow Home Value
$762,449
Zillow ZHVI
Median Rent
$3,501/mo
166% above avg
Price-to-Rent Ratio
16.8x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 97.8%
Renter-occupied 2.1%

💰 Estimated Monthly Budget

Rent median rent
$3,501
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,115/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.6 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.8%

Commute Mode

Drove alone
69.2%
Carpooled
1.4%
Public transit
3.7%
Walked
1.2%
Work from home
22.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$215,810
189% above avg
Per Capita Income
$94,044
Unemployment Rate
2.8%
43% below avg
Poverty Rate
2.7%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 37.4%
Graduate degree 31.4%

👥 Demographics

Median Age 54.3
Male median age 53.9
Female median age 54.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 57 — Moderate
28.5%
Good air days/yr
223
Max AQI recorded
252
PM2.5 days
97
Ozone days

Frequently Asked Questions

What is the cost of living in Inverness, IL?

Inverness has a cost index of 245 (100 = national average). It is 145% above the national average.

What is average rent in Inverness, IL?

The median gross rent in Inverness is $3,501 per month based on 2023 Census data.

What is the average home price in Inverness?

The median home value in Inverness is $704,100 according to Zillow and Census data.

What is the median income in Inverness?

The median household income in Inverness is $215,810 per year (2023 ACS 5-year estimates).

What is the sales tax in Inverness, IL?

The combined state and local sales tax rate in Inverness is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Inverness, IL affordable?

Inverness is above average in cost of living, with an index of 245 — about 145% higher than the national average.

Inverness at a Glance

Population
7,541
Median Income
$215,810
Home Value
$704,100
Median Rent
$3,501/mo
Unemployment
2.8%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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