Cost of Living in Perth Amboy, NJ

Population 55,278 · New Jersey · Data vintage 2023

116
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Perth Amboy's cost indicators track within a reasonable band of national figures, with median household incomes near $58,490 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. At 12.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Perth Amboy sits roughly 11 miles southwest of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 14% lower than Elizabeth's $394,000.

Cost Overview

Housing 111
Rent 124

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Perth Amboy

The median home value in Perth Amboy is $339,200 — 11% above the national median of $305,000. Median rent runs $1,629/month, 24% higher than the national median of $1,314/month. The median household income of $58,490/year is 22% lower than the US median of $74,580. The local unemployment rate is 12.8%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Perth Amboy has a cost of living index of 116 versus the US average of 100, meaning it is 16% more expensive.

🏠 Housing

Median Home Value
$339,200
11% above avg
Zillow Home Value
$490,041
Zillow ZHVI
Median Rent
$1,629/mo
24% above avg
Zillow Rent
$2,550/mo
Zillow ZORI
Price-to-Rent Ratio
17.4x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 33.4%
Renter-occupied 66.6%

💰 Estimated Monthly Budget

Rent median rent
$1,629
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,243/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.0%

Commute Mode

Drove alone
59.1%
Carpooled
13.7%
Public transit
3.8%
Walked
7.2%
Bicycle
0.1%
Work from home
4.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$58,490
22% below avg
Per Capita Income
$26,848
Unemployment Rate
12.8%
165% above avg
Poverty Rate
20.0%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 10.6%
Graduate degree 4.6%

👥 Demographics

Median Age 36.3
Male median age 35.9
Female median age 36.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.7%
Good air days/yr
247
Max AQI recorded
194
PM2.5 days
160
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
12.3:1
Student-teacher ratio
12
Public schools
11,212
Total enrollment

Frequently Asked Questions

What is the cost of living in Perth Amboy, NJ?

Perth Amboy has a cost index of 116 (100 = national average). It is 16% above the national average.

What is average rent in Perth Amboy, NJ?

The median gross rent in Perth Amboy is $1,629 per month based on 2023 Census data.

What is the average home price in Perth Amboy?

The median home value in Perth Amboy is $339,200 according to Zillow and Census data.

What is the median income in Perth Amboy?

The median household income in Perth Amboy is $58,490 per year (2023 ACS 5-year estimates).

What is the sales tax in Perth Amboy, NJ?

The combined state and local sales tax rate in Perth Amboy is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Perth Amboy, NJ affordable?

Perth Amboy is above average in cost of living, with an index of 116 — about 16% higher than the national average.

What is the weather like in Perth Amboy?

Perth Amboy has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Perth Amboy at a Glance

Population
55,278
Median Income
$58,490
Home Value
$339,200
Median Rent
$1,629/mo
Unemployment
12.8%
Avg High Temp
63.8°F
Sales Tax
6.6%
View all cities in New Jersey →
🗺️ County data for New Jersey

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs