Cost of Living in Harwich, MA
Population 13,506 · Massachusetts · Data vintage 2023
(100 = US avg)
Harwich's housing market reflects its status as a high-earning metro: $588,000 for a typical home, 93% above the US median, paired with household incomes around $87,948 that put it in the upper third of the state.
Geographically, Harwich is about 45 miles east of New Bedford, the nearest large metro. Median home values run roughly 81% higher than New Bedford's $324,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Harwich
The median home value in Harwich is $588,100 — 93% above the national median of $305,000. Median rent runs $1,830/month, 39% higher than the national median of $1,314/month. The median household income of $87,948/year is 18% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 57.7°F and lows of 44.1°F. Overall, Harwich has a cost of living index of 171 versus the US average of 100, meaning it is 71% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 40 | 44 | 52 | 62 | 72 | 79 | 78 | 71 | 61 | 52 | 44 |
| Low °F | 26 | 26 | 31 | 39 | 48 | 57 | 64 | 64 | 58 | 47 | 39 | 31 |
| Precip" | 3.75 | 3.61 | 4.43 | 4.01 | 3.34 | 2.95 | 2.79 | 3.03 | 3.58 | 4.23 | 4.47 | 5.00 |
Frequently Asked Questions
What is the cost of living in Harwich, MA?
Harwich has a cost index of 171 (100 = national average). It is 71% above the national average.
What is average rent in Harwich, MA?
The median gross rent in Harwich is $1,830 per month based on 2023 Census data.
What is the average home price in Harwich?
The median home value in Harwich is $588,100 according to 2023 Census ACS data.
What is the median income in Harwich?
The median household income in Harwich is $87,948 per year (2023 ACS 5-year estimates).
What is the sales tax in Harwich, MA?
The combined state and local sales tax rate in Harwich is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Harwich, MA affordable?
Harwich is above average in cost of living, with an index of 171 — about 71% higher than the national average.
What is the weather like in Harwich?
Harwich has average high temperatures of 57.7°F and average lows of 44.1°F. Annual precipitation is 45.2". Data from NOAA 1991–2020 Climate Normals.
Harwich at a Glance
- Population
- 13,506
- Median Income
- $87,948
- Home Value
- $588,100
- Median Rent
- $1,830/mo
- Unemployment
- 5.1%
- Avg High Temp
- 57.7°F
- Sales Tax
- 6.3%
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Massachusetts Rankings
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