Cost of Living in Hatfield, MA

Population 3,324 · Massachusetts · Data vintage 2023

123
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hatfield sits on the smaller end of the Massachusetts city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Hatfield sits roughly 20 miles north of Springfield — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 98% higher than Springfield's $223,000.

Cost Overview

Housing 144
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hatfield

The median home value in Hatfield is $440,000 — 44% above the national median of $305,000. Median rent runs $1,212/month, 8% lower than the national median of $1,314/month. The median household income of $100,381/year is 35% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 60.6°F and lows of 38.1°F. Overall, Hatfield has a cost of living index of 123 versus the US average of 100, meaning it is 23% more expensive.

🏠 Housing

Median Home Value
$440,000
44% above avg
Median Rent
$1,212/mo
8% below avg
Price-to-Rent Ratio
30.3x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,044
1 BR
$1,205
2 BR
$1,496
3 BR
$1,823
4 BR
$2,037
Owner-occupied 74.8%
Renter-occupied 25.2%

💰 Estimated Monthly Budget

Rent median rent
$1,212
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,826/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.3 min
25% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.4%

Commute Mode

Drove alone
74.8%
Carpooled
5.4%
Public transit
2.0%
Walked
1.6%
Bicycle
1.1%
Work from home
14.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$100,381
35% above avg
Per Capita Income
$51,727
Unemployment Rate
3.7%
23% below avg
Poverty Rate
7.9%
Labor Force Participation
61.0%

🎓 Education

Bachelor's degree+ 30.8%
Graduate degree 17.8%

👥 Demographics

Median Age 44
Male median age 42.4
Female median age 49.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
38.1°F
Annual Precip
45.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607280858375635140
Low °F 161726354655615951393022
Precip" 2.752.603.434.063.714.374.153.724.604.723.473.58

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
80%
Good air days/yr
138
Max AQI recorded
135
PM2.5 days
227
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
10.5:1
Student-teacher ratio
2
Public schools
431
Total enrollment

Frequently Asked Questions

What is the cost of living in Hatfield, MA?

Hatfield has a cost index of 123 (100 = national average). It is 23% above the national average.

What is average rent in Hatfield, MA?

The median gross rent in Hatfield is $1,212 per month based on 2023 Census data.

What is the average home price in Hatfield?

The median home value in Hatfield is $440,000 according to 2023 Census ACS data.

What is the median income in Hatfield?

The median household income in Hatfield is $100,381 per year (2023 ACS 5-year estimates).

What is the sales tax in Hatfield, MA?

The combined state and local sales tax rate in Hatfield is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Hatfield, MA affordable?

Hatfield is above average in cost of living, with an index of 123 — about 23% higher than the national average.

What is the weather like in Hatfield?

Hatfield has average high temperatures of 60.6°F and average lows of 38.1°F. Annual precipitation is 45.2". Data from NOAA 1991–2020 Climate Normals.

Hatfield at a Glance

Population
3,324
Median Income
$100,381
Home Value
$440,000
Median Rent
$1,212/mo
Unemployment
3.7%
Avg High Temp
60.6°F
Sales Tax
6.3%
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Explore county-level cost of living data

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