Cost of Living in Amherst Town, MA
Population 35,472 · Massachusetts · Data vintage 2023
(100 = US avg)
The Amherst Town cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $454,000, rents near $1,570 a month. Around 24% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 15 miles north of Springfield, Amherst Town falls within that metro's commuting orbit. Median home values run roughly 104% higher than Springfield's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Amherst Town
The median home value in Amherst Town is $454,000 — 49% above the national median of $305,000. Median rent runs $1,570/month, 19% higher than the national median of $1,314/month. The median household income of $65,938/year is 12% lower than the US median of $74,580. The local unemployment rate is 9.0%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Amherst Town has a cost of living index of 137 versus the US average of 100, meaning it is 37% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Amherst Town, MA?
Amherst Town has a cost index of 137 (100 = national average). It is 37% above the national average.
What is average rent in Amherst Town, MA?
The median gross rent in Amherst Town is $1,570 per month based on 2023 Census data.
What is the average home price in Amherst Town?
The median home value in Amherst Town is $454,000 according to 2023 Census ACS data.
What is the median income in Amherst Town?
The median household income in Amherst Town is $65,938 per year (2023 ACS 5-year estimates).
What is the sales tax in Amherst Town, MA?
The combined state and local sales tax rate in Amherst Town is 6.3%. The Massachusetts state income tax top rate is 9.0%.
Is Amherst Town, MA affordable?
Amherst Town is above average in cost of living, with an index of 137 — about 37% higher than the national average.
Amherst Town at a Glance
- Population
- 35,472
- Median Income
- $65,938
- Home Value
- $454,000
- Median Rent
- $1,570/mo
- Unemployment
- 9.0%
- Sales Tax
- 6.3%
Nearby Cities
Explore county-level cost of living data
Massachusetts Rankings
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