Cost of Living in Granby, MA

Population 6,088 · Massachusetts · Data vintage 2023

105
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Granby a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $320,000.

Granby sits roughly 9 miles north of Springfield — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 44% higher than Springfield's $223,000.

Cost Overview

Housing 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Granby

The median home value in Granby is $319,600 — 5% above the national median of $305,000. The median household income of $110,188/year is 48% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 60.6°F and lows of 38.1°F. Overall, Granby has a cost of living index of 105 versus the US average of 100, meaning it is 5% more expensive.

🏠 Housing

Median Home Value
$319,600
5% above avg
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,044
1 BR
$1,205
2 BR
$1,496
3 BR
$1,823
4 BR
$2,037
Owner-occupied 94.6%
Renter-occupied 5.4%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.5 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.5%

Commute Mode

Drove alone
85.4%
Carpooled
4.8%
Walked
1.4%
Work from home
7.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$110,188
48% above avg
Per Capita Income
$60,649
Unemployment Rate
3.4%
30% below avg
Poverty Rate
4.6%
Labor Force Participation
61.6%

🎓 Education

Bachelor's degree+ 21.9%
Graduate degree 15.4%

👥 Demographics

Median Age 47.9
Male median age 43.5
Female median age 50.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
38.1°F
Annual Precip
45.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607280858375635140
Low °F 161726354655615951393022
Precip" 2.752.603.434.063.714.374.153.724.604.723.473.58

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
80%
Good air days/yr
138
Max AQI recorded
135
PM2.5 days
227
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
12.6:1
Student-teacher ratio
2
Public schools
753
Total enrollment

Frequently Asked Questions

What is the cost of living in Granby, MA?

Granby has a cost index of 105 (100 = national average). It is 5% above the national average.

What is the average home price in Granby?

The median home value in Granby is $319,600 according to 2023 Census ACS data.

What is the median income in Granby?

The median household income in Granby is $110,188 per year (2023 ACS 5-year estimates).

What is the sales tax in Granby, MA?

The combined state and local sales tax rate in Granby is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Granby, MA affordable?

Granby is near the national average in terms of cost of living, with an index of 105 (100 = US average).

What is the weather like in Granby?

Granby has average high temperatures of 60.6°F and average lows of 38.1°F. Annual precipitation is 45.2". Data from NOAA 1991–2020 Climate Normals.