Cost of Living in Rowley, MA

Population 6,214 · Massachusetts · Data vintage 2023

168
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Rowley run well above the national baseline, with a median of $634,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $117,177 place the city among the better-paid Massachusetts metros.

Geographically, Rowley sits roughly 15 miles north of Lynn. Median home values run roughly 34% higher than Lynn's $473,000.

Cost Overview

Housing 208
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rowley

The median home value in Rowley is $633,900 — 108% above the national median of $305,000. Median rent runs $1,424/month, 8% higher than the national median of $1,314/month. The median household income of $117,177/year is 57% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.4°F and lows of 40.9°F. Overall, Rowley has a cost of living index of 168 versus the US average of 100, meaning it is 68% more expensive.

🏠 Housing

Median Home Value
$633,900
108% above avg
Median Rent
$1,424/mo
8% above avg
Price-to-Rent Ratio
37.1x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,346
1 BR
$1,498
2 BR
$1,963
3 BR
$2,365
4 BR
$2,603
Owner-occupied 81.8%
Renter-occupied 18.2%

💰 Estimated Monthly Budget

Rent median rent
$1,424
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,038/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.4 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
86.7%
Carpooled
2.5%
Public transit
0.4%
Walked
1.3%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$117,177
57% above avg
Per Capita Income
$66,485
Unemployment Rate
3.3%
31% below avg
Poverty Rate
1.4%
Labor Force Participation
61.4%

🎓 Education

Bachelor's degree+ 27.7%
Graduate degree 23.5%

👥 Demographics

Median Age 50
Male median age 44.9
Female median age 54.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.4°F
Avg Low
40.9°F
Annual Precip
40.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353845586977838274625140
Low °F 192128384857636254433425
Precip" 2.862.443.423.603.393.993.483.043.754.103.523.32

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
66.6%
Good air days/yr
105
Max AQI recorded
204
PM2.5 days
160
Ozone days

Frequently Asked Questions

What is the cost of living in Rowley, MA?

Rowley has a cost index of 168 (100 = national average). It is 68% above the national average.

What is average rent in Rowley, MA?

The median gross rent in Rowley is $1,424 per month based on 2023 Census data.

What is the average home price in Rowley?

The median home value in Rowley is $633,900 according to 2023 Census ACS data.

What is the median income in Rowley?

The median household income in Rowley is $117,177 per year (2023 ACS 5-year estimates).

What is the sales tax in Rowley, MA?

The combined state and local sales tax rate in Rowley is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Rowley, MA affordable?

Rowley is above average in cost of living, with an index of 168 — about 68% higher than the national average.

What is the weather like in Rowley?

Rowley has average high temperatures of 59.4°F and average lows of 40.9°F. Annual precipitation is 40.9". Data from NOAA 1991–2020 Climate Normals.

Rowley at a Glance

Population
6,214
Median Income
$117,177
Home Value
$633,900
Median Rent
$1,424/mo
Unemployment
3.3%
Avg High Temp
59.4°F
Sales Tax
6.3%
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Explore county-level cost of living data

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