Cost of Living in Whitinsville, MA

Population 7,250 · Massachusetts · Data vintage 2023

125
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Whitinsville is a smaller Massachusetts community of around 7000 residents, where median household incomes of $93,504 and housing costs ($440,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Whitinsville sits roughly 13 miles southeast of Worcester. Median home values run roughly 30% higher than Worcester's $340,000.

Cost Overview

Housing 144
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Whitinsville

The median home value in Whitinsville is $440,100 — 44% above the national median of $305,000. Median rent runs $1,271/month, 3% lower than the national median of $1,314/month. The median household income of $93,504/year is 25% higher than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Whitinsville has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.

🏠 Housing

Median Home Value
$440,100
44% above avg
Median Rent
$1,271/mo
3% below avg
Price-to-Rent Ratio
28.9x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 55.3%
Renter-occupied 44.7%

💰 Estimated Monthly Budget

Rent median rent
$1,271
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,885/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.6 min
36% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.4%

Commute Mode

Drove alone
76.0%
Carpooled
6.4%
Public transit
1.6%
Walked
2.1%
Work from home
13.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$93,504
25% above avg
Per Capita Income
$47,664
Unemployment Rate
6.1%
28% above avg
Poverty Rate
10.2%
Labor Force Participation
73.4%

🎓 Education

Bachelor's degree+ 20.4%
Graduate degree 10.9%

👥 Demographics

Median Age 38.2
Male median age 40.6
Female median age 36.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
73.4%
Good air days/yr
148
Max AQI recorded
170
PM2.5 days
190
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
12.6:1
Student-teacher ratio
4
Public schools
1,999
Total enrollment

Frequently Asked Questions

What is the cost of living in Whitinsville, MA?

Whitinsville has a cost index of 125 (100 = national average). It is 25% above the national average.

What is average rent in Whitinsville, MA?

The median gross rent in Whitinsville is $1,271 per month based on 2023 Census data.

What is the average home price in Whitinsville?

The median home value in Whitinsville is $440,100 according to 2023 Census ACS data.

What is the median income in Whitinsville?

The median household income in Whitinsville is $93,504 per year (2023 ACS 5-year estimates).

What is the sales tax in Whitinsville, MA?

The combined state and local sales tax rate in Whitinsville is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Whitinsville, MA affordable?

Whitinsville is above average in cost of living, with an index of 125 — about 25% higher than the national average.

Whitinsville at a Glance

Population
7,250
Median Income
$93,504
Home Value
$440,100
Median Rent
$1,271/mo
Unemployment
6.1%
Sales Tax
6.3%
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🗺️ County data for Massachusetts

Explore county-level cost of living data

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