Cost of Living in Bel Air North, MD

Population 31,599 · Maryland · Data vintage 2023

133
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

A 36-minute average commute puts Bel Air North squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $423,000 reflect that spatial discount.

Geographically, Bel Air North sits roughly 20 miles northeast of Baltimore. Median home values run roughly 93% higher than Baltimore's $219,000.

Cost Overview

Housing 139
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bel Air North

The median home value in Bel Air North is $422,700 — 39% above the national median of $305,000. Median rent runs $1,651/month, 26% higher than the national median of $1,314/month. The median household income of $137,995/year is 85% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Bel Air North has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.

🏠 Housing

Median Home Value
$422,700
39% above avg
Median Rent
$1,651/mo
26% above avg
Price-to-Rent Ratio
21.3x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 90.9%
Renter-occupied 9.1%

💰 Estimated Monthly Budget

Rent median rent
$1,651
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,265/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.2 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.1%

Commute Mode

Drove alone
78.6%
Carpooled
4.5%
Public transit
0.3%
Walked
0.7%
Work from home
15.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$137,995
85% above avg
Per Capita Income
$53,763
Unemployment Rate
3.2%
34% below avg
Poverty Rate
3.3%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 27.4%
Graduate degree 20.2%

👥 Demographics

Median Age 40.5
Male median age 39.8
Female median age 41.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
66.3%
Good air days/yr
200
Max AQI recorded
170
PM2.5 days
189
Ozone days

Frequently Asked Questions

What is the cost of living in Bel Air North, MD?

Bel Air North has a cost index of 133 (100 = national average). It is 33% above the national average.

What is average rent in Bel Air North, MD?

The median gross rent in Bel Air North is $1,651 per month based on 2023 Census data.

What is the average home price in Bel Air North?

The median home value in Bel Air North is $422,700 according to 2023 Census ACS data.

What is the median income in Bel Air North?

The median household income in Bel Air North is $137,995 per year (2023 ACS 5-year estimates).

What is the sales tax in Bel Air North, MD?

The combined state and local sales tax rate in Bel Air North is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Bel Air North, MD affordable?

Bel Air North is above average in cost of living, with an index of 133 — about 33% higher than the national average.

Bel Air North at a Glance

Population
31,599
Median Income
$137,995
Home Value
$422,700
Median Rent
$1,651/mo
Unemployment
3.2%
Sales Tax
6.0%
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🗺️ County data for Maryland

Explore county-level cost of living data

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