Cost of Living in Crofton, MD

Population 29,878 · Maryland · Data vintage 2023

166
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Crofton is a long average commute — 36 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost.

Crofton sits roughly 15 miles southeast of Columbia — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Columbia's $480,000 median.

Cost Overview

Housing 166
Rent 167

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Crofton

The median home value in Crofton is $507,000 — 66% above the national median of $305,000. Median rent runs $2,193/month, 67% higher than the national median of $1,314/month. The median household income of $147,250/year is 97% higher than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Crofton has a cost of living index of 166 versus the US average of 100, meaning it is 66% more expensive.

🏠 Housing

Median Home Value
$507,000
66% above avg
Zillow Home Value
$486,816
Zillow ZHVI
Median Rent
$2,193/mo
67% above avg
Zillow Rent
$2,327/mo
Zillow ZORI
Price-to-Rent Ratio
19.3x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 81.8%
Renter-occupied 18.2%

💰 Estimated Monthly Budget

Rent median rent
$2,193
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,807/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.6 min
32% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.5%

Commute Mode

Drove alone
73.0%
Carpooled
4.8%
Public transit
1.2%
Walked
0.3%
Work from home
19.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$147,250
97% above avg
Per Capita Income
$62,528
Unemployment Rate
3.8%
21% below avg
Poverty Rate
2.6%
Labor Force Participation
75.9%

🎓 Education

Bachelor's degree+ 33.4%
Graduate degree 27.4%

👥 Demographics

Median Age 37.1
Male median age 34.3
Female median age 38.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
85.6%
Good air days/yr
150
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Crofton, MD?

Crofton has a cost index of 166 (100 = national average). It is 66% above the national average.

What is average rent in Crofton, MD?

The median gross rent in Crofton is $2,193 per month based on 2023 Census data.

What is the average home price in Crofton?

The median home value in Crofton is $507,000 according to Zillow and Census data.

What is the median income in Crofton?

The median household income in Crofton is $147,250 per year (2023 ACS 5-year estimates).

What is the sales tax in Crofton, MD?

The combined state and local sales tax rate in Crofton is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Crofton, MD affordable?

Crofton is above average in cost of living, with an index of 166 — about 66% higher than the national average.

Crofton at a Glance

Population
29,878
Median Income
$147,250
Home Value
$507,000
Median Rent
$2,193/mo
Unemployment
3.8%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs