Cost of Living in Eldersburg, MD
Population 30,626 · Maryland · Data vintage 2023
(100 = US avg)
One of the defining characteristics of Eldersburg is a long average commute — 38 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost.
Geographically, Eldersburg sits roughly 15 miles northwest of Columbia. Housing prices track closely with Columbia's $480,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Eldersburg
The median home value in Eldersburg is $478,800 — 57% above the national median of $305,000. Median rent runs $1,655/month, 26% higher than the national median of $1,314/month. The median household income of $146,598/year is 97% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Eldersburg has a cost of living index of 145 versus the US average of 100, meaning it is 45% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Eldersburg, MD?
Eldersburg has a cost index of 145 (100 = national average). It is 45% above the national average.
What is average rent in Eldersburg, MD?
The median gross rent in Eldersburg is $1,655 per month based on 2023 Census data.
What is the average home price in Eldersburg?
The median home value in Eldersburg is $478,800 according to 2023 Census ACS data.
What is the median income in Eldersburg?
The median household income in Eldersburg is $146,598 per year (2023 ACS 5-year estimates).
What is the sales tax in Eldersburg, MD?
The combined state and local sales tax rate in Eldersburg is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Eldersburg, MD affordable?
Eldersburg is above average in cost of living, with an index of 145 — about 45% higher than the national average.
Eldersburg at a Glance
- Population
- 30,626
- Median Income
- $146,598
- Home Value
- $478,800
- Median Rent
- $1,655/mo
- Unemployment
- 3.0%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
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