Cost of Living in Kemp Mill, MD
Population 14,437 · Maryland · Data vintage 2023
(100 = US avg)
Housing in Kemp Mill sits 86% above the national median — $567,000 for the typical home — but median household incomes near $160,750 (116% above the US figure) soften the blow that similar pricing creates in lower-wage metros. At 6.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Kemp Mill sits roughly 9 miles north of Washington — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 22% lower than Washington's $725,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Kemp Mill
The median home value in Kemp Mill is $567,300 — 86% above the national median of $305,000. Median rent runs $2,105/month, 60% higher than the national median of $1,314/month. The median household income of $160,750/year is 116% higher than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Kemp Mill has a cost of living index of 176 versus the US average of 100, meaning it is 76% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Kemp Mill, MD?
Kemp Mill has a cost index of 176 (100 = national average). It is 76% above the national average.
What is average rent in Kemp Mill, MD?
The median gross rent in Kemp Mill is $2,105 per month based on 2023 Census data.
What is the average home price in Kemp Mill?
The median home value in Kemp Mill is $567,300 according to 2023 Census ACS data.
What is the median income in Kemp Mill?
The median household income in Kemp Mill is $160,750 per year (2023 ACS 5-year estimates).
What is the sales tax in Kemp Mill, MD?
The combined state and local sales tax rate in Kemp Mill is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Kemp Mill, MD affordable?
Kemp Mill is above average in cost of living, with an index of 176 — about 76% higher than the national average.
Kemp Mill at a Glance
- Population
- 14,437
- Median Income
- $160,750
- Home Value
- $567,300
- Median Rent
- $2,105/mo
- Unemployment
- 6.7%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
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