Cost of Living in White Oak, MD
Population 16,458 · Maryland · Data vintage 2023
(100 = US avg)
White Oak is effectively a commuter community: the average resident spends 39 minutes each way getting to work, well above the 27-minute US median. Housing costs ($520,000 for a typical home) tend to reflect the tradeoff between price and access. Unemployment has stayed elevated relative to the national figure — 8.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, White Oak sits roughly 10 miles north of Washington. Median home values run roughly 28% lower than Washington's $725,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in White Oak
The median home value in White Oak is $520,200 — 71% above the national median of $305,000. Median rent runs $1,784/month, 36% higher than the national median of $1,314/month. The median household income of $80,118/year is 7% higher than the US median of $74,580. The local unemployment rate is 8.8%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, White Oak has a cost of living index of 157 versus the US average of 100, meaning it is 57% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in White Oak, MD?
White Oak has a cost index of 157 (100 = national average). It is 57% above the national average.
What is average rent in White Oak, MD?
The median gross rent in White Oak is $1,784 per month based on 2023 Census data.
What is the average home price in White Oak?
The median home value in White Oak is $520,200 according to 2023 Census ACS data.
What is the median income in White Oak?
The median household income in White Oak is $80,118 per year (2023 ACS 5-year estimates).
What is the sales tax in White Oak, MD?
The combined state and local sales tax rate in White Oak is 6.0%. The Maryland state income tax top rate is 5.8%.
Is White Oak, MD affordable?
White Oak is above average in cost of living, with an index of 157 — about 57% higher than the national average.
White Oak at a Glance
- Population
- 16,458
- Median Income
- $80,118
- Home Value
- $520,200
- Median Rent
- $1,784/mo
- Unemployment
- 8.8%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
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