Cost of Living in Montgomery Village, MD

Population 34,161 · Maryland · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Montgomery Village is a long average commute — 36 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost. Unemployment has stayed elevated relative to the national figure — 7.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Montgomery Village sits roughly 20 miles west of Columbia. Median home values run roughly 24% lower than Columbia's $480,000.

Cost Overview

Housing 120
Rent 143

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Montgomery Village

The median home value in Montgomery Village is $367,100 — 20% above the national median of $305,000. Median rent runs $1,883/month, 43% higher than the national median of $1,314/month. The median household income of $96,487/year is 29% higher than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Montgomery Village has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$367,100
20% above avg
Zillow Home Value
$387,171
Zillow ZHVI
Median Rent
$1,883/mo
43% above avg
Zillow Rent
$2,342/mo
Zillow ZORI
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 66.4%
Renter-occupied 33.6%

💰 Estimated Monthly Budget

Rent median rent
$1,883
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,497/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.3 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.1%

Commute Mode

Drove alone
59.6%
Carpooled
11.8%
Public transit
8.4%
Walked
1.2%
Bicycle
0.0%
Work from home
17.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$96,487
29% above avg
Per Capita Income
$44,624
Unemployment Rate
7.0%
45% above avg
Poverty Rate
11.0%
Labor Force Participation
72.2%

🎓 Education

Bachelor's degree+ 22.9%
Graduate degree 19.9%

👥 Demographics

Median Age 37.4
Male median age 35.4
Female median age 39.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
81.5%
Good air days/yr
165
Max AQI recorded
162
PM2.5 days
195
Ozone days

Frequently Asked Questions

What is the cost of living in Montgomery Village, MD?

Montgomery Village has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Montgomery Village, MD?

The median gross rent in Montgomery Village is $1,883 per month based on 2023 Census data.

What is the average home price in Montgomery Village?

The median home value in Montgomery Village is $367,100 according to Zillow and Census data.

What is the median income in Montgomery Village?

The median household income in Montgomery Village is $96,487 per year (2023 ACS 5-year estimates).

What is the sales tax in Montgomery Village, MD?

The combined state and local sales tax rate in Montgomery Village is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Montgomery Village, MD affordable?

Montgomery Village is above average in cost of living, with an index of 130 — about 30% higher than the national average.

Montgomery Village at a Glance

Population
34,161
Median Income
$96,487
Home Value
$367,100
Median Rent
$1,883/mo
Unemployment
7.0%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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