Cost of Living in Riverside, MD

Population 6,149 · Maryland · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Riverside is a smaller Maryland community of around 6000 residents, where median household incomes of $102,262 and housing costs ($237,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 1.2% — below most comparable cities in the state.

Located 25 miles northeast of Baltimore, Riverside falls within that metro's commuting orbit. Median home values run roughly 8% higher than Baltimore's $219,000.

Cost Overview

Housing 78
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Riverside

The median home value in Riverside is $237,300 — 22% below the national median of $305,000. Median rent runs $1,805/month, 37% higher than the national median of $1,314/month. The median household income of $102,262/year is 37% higher than the US median of $74,580. The local unemployment rate is 1.2%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 64.6°F and lows of 45.8°F. Overall, Riverside has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$237,300
22% below avg
Median Rent
$1,805/mo
37% above avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 62.8%
Renter-occupied 37.2%

💰 Estimated Monthly Budget

Rent median rent
$1,805
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,419/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.0 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.8%

Commute Mode

Drove alone
80.7%
Carpooled
6.9%
Public transit
1.0%
Walked
0.6%
Work from home
10.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$102,262
37% above avg
Per Capita Income
$47,085
Unemployment Rate
1.2%
74% below avg
Poverty Rate
5.3%
Labor Force Participation
78.6%

🎓 Education

Bachelor's degree+ 26.5%
Graduate degree 14.7%

👥 Demographics

Median Age 34.5
Male median age 29.2
Female median age 39.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.6°F
Avg Low
45.8°F
Annual Precip
47.1"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 424453657382868478675646
Low °F 252733435362686659473730
Precip" 3.262.784.103.493.984.284.844.214.844.173.273.89

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
66.3%
Good air days/yr
200
Max AQI recorded
170
PM2.5 days
189
Ozone days

Frequently Asked Questions

What is the cost of living in Riverside, MD?

Riverside has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Riverside, MD?

The median gross rent in Riverside is $1,805 per month based on 2023 Census data.

What is the average home price in Riverside?

The median home value in Riverside is $237,300 according to 2023 Census ACS data.

What is the median income in Riverside?

The median household income in Riverside is $102,262 per year (2023 ACS 5-year estimates).

What is the sales tax in Riverside, MD?

The combined state and local sales tax rate in Riverside is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Riverside, MD affordable?

Riverside is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in Riverside?

Riverside has average high temperatures of 64.6°F and average lows of 45.8°F. Annual precipitation is 47.1". Data from NOAA 1991–2020 Climate Normals.

Riverside at a Glance

Population
6,149
Median Income
$102,262
Home Value
$237,300
Median Rent
$1,805/mo
Unemployment
1.2%
Avg High Temp
64.6°F
Sales Tax
6.0%
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🗺️ County data for Maryland

Explore county-level cost of living data

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