Cost of Living in Severna Park, MD

Population 39,499 · Maryland · Data vintage 2023

174
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Severna Park sits 108% above the national median — $634,000 for the typical home — but median household incomes near $168,091 (125% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Located 15 miles south of Baltimore, Severna Park falls within that metro's commuting orbit. Median home values run roughly 189% higher than Baltimore's $219,000.

Cost Overview

Housing 208
Rent 123

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Severna Park

The median home value in Severna Park is $633,600 — 108% above the national median of $305,000. Median rent runs $1,617/month, 23% higher than the national median of $1,314/month. The median household income of $168,091/year is 125% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Severna Park has a cost of living index of 174 versus the US average of 100, meaning it is 74% more expensive.

🏠 Housing

Median Home Value
$633,600
108% above avg
Zillow Home Value
$727,153
Zillow ZHVI
Median Rent
$1,617/mo
23% above avg
Price-to-Rent Ratio
32.7x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 90.3%
Renter-occupied 9.7%

💰 Estimated Monthly Budget

Rent median rent
$1,617
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,231/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.4 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.8%

Commute Mode

Drove alone
71.2%
Carpooled
3.9%
Public transit
0.7%
Walked
2.0%
Bicycle
0.1%
Work from home
21.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$168,091
125% above avg
Per Capita Income
$70,191
Unemployment Rate
2.9%
40% below avg
Poverty Rate
3.3%
Labor Force Participation
68.3%

🎓 Education

Bachelor's degree+ 29.2%
Graduate degree 29.5%

👥 Demographics

Median Age 40.8
Male median age 38.8
Female median age 42.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
85.6%
Good air days/yr
150
Max AQI recorded
0
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Severna Park, MD?

Severna Park has a cost index of 174 (100 = national average). It is 74% above the national average.

What is average rent in Severna Park, MD?

The median gross rent in Severna Park is $1,617 per month based on 2023 Census data.

What is the average home price in Severna Park?

The median home value in Severna Park is $633,600 according to Zillow and Census data.

What is the median income in Severna Park?

The median household income in Severna Park is $168,091 per year (2023 ACS 5-year estimates).

What is the sales tax in Severna Park, MD?

The combined state and local sales tax rate in Severna Park is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Severna Park, MD affordable?

Severna Park is above average in cost of living, with an index of 174 — about 74% higher than the national average.

Severna Park at a Glance

Population
39,499
Median Income
$168,091
Home Value
$633,600
Median Rent
$1,617/mo
Unemployment
2.9%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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