Cost of Living in Stevensville, MD

Population 8,693 · Maryland · Data vintage 2023

146
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Stevensville is a smaller Maryland community of around 9000 residents, where median household incomes of $131,618 and housing costs ($472,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 25 miles southeast of Baltimore, Stevensville falls within that metro's commuting orbit. Median home values run roughly 115% higher than Baltimore's $219,000.

Cost Overview

Housing 155
Rent 132

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stevensville

The median home value in Stevensville is $471,900 — 55% above the national median of $305,000. Median rent runs $1,735/month, 32% higher than the national median of $1,314/month. The median household income of $131,618/year is 76% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 64.8°F and lows of 50.6°F. Overall, Stevensville has a cost of living index of 146 versus the US average of 100, meaning it is 46% more expensive.

🏠 Housing

Median Home Value
$471,900
55% above avg
Zillow Home Value
$533,122
Zillow ZHVI
Median Rent
$1,735/mo
32% above avg
Price-to-Rent Ratio
22.7x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 74.4%
Renter-occupied 25.6%

💰 Estimated Monthly Budget

Rent median rent
$1,735
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,349/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.1 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.6%

Commute Mode

Drove alone
80.1%
Carpooled
4.7%
Walked
0.7%
Work from home
13.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$131,618
76% above avg
Per Capita Income
$61,476
Unemployment Rate
4.3%
11% below avg
Poverty Rate
5.7%
Labor Force Participation
73.4%

🎓 Education

Bachelor's degree+ 25.3%
Graduate degree 16.4%

👥 Demographics

Median Age 42.2
Male median age 39
Female median age 45.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.8°F
Avg Low
50.6°F
Annual Precip
44"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434553647382868477675647
Low °F 303238475768727165524234
Precip" 2.842.383.803.383.154.044.944.275.144.043.032.98

Frequently Asked Questions

What is the cost of living in Stevensville, MD?

Stevensville has a cost index of 146 (100 = national average). It is 46% above the national average.

What is average rent in Stevensville, MD?

The median gross rent in Stevensville is $1,735 per month based on 2023 Census data.

What is the average home price in Stevensville?

The median home value in Stevensville is $471,900 according to Zillow and Census data.

What is the median income in Stevensville?

The median household income in Stevensville is $131,618 per year (2023 ACS 5-year estimates).

What is the sales tax in Stevensville, MD?

The combined state and local sales tax rate in Stevensville is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Stevensville, MD affordable?

Stevensville is above average in cost of living, with an index of 146 — about 46% higher than the national average.

What is the weather like in Stevensville?

Stevensville has average high temperatures of 64.8°F and average lows of 50.6°F. Annual precipitation is 44". Data from NOAA 1991–2020 Climate Normals.

Stevensville at a Glance

Population
8,693
Median Income
$131,618
Home Value
$471,900
Median Rent
$1,735/mo
Unemployment
4.3%
Avg High Temp
64.8°F
Sales Tax
6.0%
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🗺️ County data for Maryland

Explore county-level cost of living data

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