Cost of Living in Westphalia, MD

Population 12,020 · Maryland · Data vintage 2023

153
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Westphalia is a smaller Maryland community of around 12000 residents, where median household incomes of $158,055 and housing costs ($478,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 6.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 11 miles east of Washington, Westphalia falls within that metro's commuting orbit. Median home values run roughly 34% lower than Washington's $725,000.

Cost Overview

Housing 157
Rent 148

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Westphalia

The median home value in Westphalia is $478,200 — 57% above the national median of $305,000. Median rent runs $1,947/month, 48% higher than the national median of $1,314/month. The median household income of $158,055/year is 112% higher than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Westphalia has a cost of living index of 153 versus the US average of 100, meaning it is 53% more expensive.

🏠 Housing

Median Home Value
$478,200
57% above avg
Median Rent
$1,947/mo
48% above avg
Price-to-Rent Ratio
20.5x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 92.2%
Renter-occupied 7.8%

💰 Estimated Monthly Budget

Rent median rent
$1,947
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,561/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.1 min
52% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.9%

Commute Mode

Drove alone
60.3%
Carpooled
6.0%
Public transit
4.7%
Work from home
24.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$158,055
112% above avg
Per Capita Income
$69,563
Unemployment Rate
6.2%
30% above avg
Poverty Rate
6.0%
Labor Force Participation
80.0%

🎓 Education

Bachelor's degree+ 31.1%
Graduate degree 21.0%

👥 Demographics

Median Age 39.8
Male median age 37.1
Female median age 41.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
69.3%
Good air days/yr
192
Max AQI recorded
138
PM2.5 days
226
Ozone days

Frequently Asked Questions

What is the cost of living in Westphalia, MD?

Westphalia has a cost index of 153 (100 = national average). It is 53% above the national average.

What is average rent in Westphalia, MD?

The median gross rent in Westphalia is $1,947 per month based on 2023 Census data.

What is the average home price in Westphalia?

The median home value in Westphalia is $478,200 according to 2023 Census ACS data.

What is the median income in Westphalia?

The median household income in Westphalia is $158,055 per year (2023 ACS 5-year estimates).

What is the sales tax in Westphalia, MD?

The combined state and local sales tax rate in Westphalia is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Westphalia, MD affordable?

Westphalia is above average in cost of living, with an index of 153 — about 53% higher than the national average.

Westphalia at a Glance

Population
12,020
Median Income
$158,055
Home Value
$478,200
Median Rent
$1,947/mo
Unemployment
6.2%
Sales Tax
6.0%
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🗺️ County data for Maryland

Explore county-level cost of living data

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