Cost of Living in Alma, MI

Population 9,421 · Michigan · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Alma sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 45 miles north of Lansing, Alma falls within that metro's commuting orbit. Median home values run roughly 9% lower than Lansing's $119,000.

Cost Overview

Housing 35
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Alma

The median home value in Alma is $108,100 — 65% below the national median of $305,000. Median rent runs $791/month, 40% lower than the national median of $1,314/month. The median household income of $50,506/year is 32% lower than the US median of $74,580. The local unemployment rate is 7.3%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Alma has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$108,100
65% below avg
Zillow Home Value
$158,259
Zillow ZHVI
Median Rent
$791/mo
40% below avg
Price-to-Rent Ratio
11.4x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 64.1%
Renter-occupied 35.9%

💰 Estimated Monthly Budget

Rent median rent
$791
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,405/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.7%

Commute Mode

Drove alone
75.1%
Carpooled
2.8%
Public transit
1.0%
Walked
8.2%
Bicycle
1.5%
Work from home
10.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$50,506
32% below avg
Per Capita Income
$26,194
Unemployment Rate
7.3%
52% above avg
Poverty Rate
21.9%
Labor Force Participation
58.8%

🎓 Education

Bachelor's degree+ 17.5%
Graduate degree 11.0%

👥 Demographics

Median Age 32.5
Male median age 30
Female median age 34

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
16.2:1
Student-teacher ratio
5
Public schools
2,027
Total enrollment

Frequently Asked Questions

What is the cost of living in Alma, MI?

Alma has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Alma, MI?

The median gross rent in Alma is $791 per month based on 2023 Census data.

What is the average home price in Alma?

The median home value in Alma is $108,100 according to Zillow and Census data.

What is the median income in Alma?

The median household income in Alma is $50,506 per year (2023 ACS 5-year estimates).

What is the sales tax in Alma, MI?

The combined state and local sales tax rate in Alma is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Alma, MI affordable?

Yes, Alma is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

Alma at a Glance

Population
9,421
Median Income
$50,506
Home Value
$108,100
Median Rent
$791/mo
Unemployment
7.3%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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