Cost of Living in Birmingham, MI

Population 21,612 · Michigan · Data vintage 2023

198
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Birmingham's housing market reflects its status as a high-earning metro: $713,000 for a typical home, 134% above the US median, paired with household incomes around $153,125 that put it in the upper third of the state.

Geographically, Birmingham sits roughly 10 miles west of Sterling Heights. Median home values run roughly 173% higher than Sterling Heights' $261,000.

Cost Overview

Housing 234
Rent 144

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Birmingham

The median home value in Birmingham is $712,700 — 134% above the national median of $305,000. Median rent runs $1,891/month, 44% higher than the national median of $1,314/month. The median household income of $153,125/year is 105% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Birmingham has a cost of living index of 198 versus the US average of 100, meaning it is 98% more expensive.

🏠 Housing

Median Home Value
$712,700
134% above avg
Zillow Home Value
$714,467
Zillow ZHVI
Median Rent
$1,891/mo
44% above avg
Zillow Rent
$2,989/mo
Zillow ZORI
Price-to-Rent Ratio
31.4x
Favors renting
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 76.2%
Renter-occupied 23.8%

💰 Estimated Monthly Budget

Rent median rent
$1,891
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,505/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.4 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.1%

Commute Mode

Drove alone
66.5%
Carpooled
5.9%
Public transit
0.3%
Walked
1.6%
Bicycle
0.3%
Work from home
25.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$153,125
105% above avg
Per Capita Income
$104,412
Unemployment Rate
4.0%
17% below avg
Poverty Rate
4.9%
Labor Force Participation
69.7%

🎓 Education

Bachelor's degree+ 36.7%
Graduate degree 40.2%

👥 Demographics

Median Age 41.1
Male median age 40.5
Female median age 41.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
73.9%
Good air days/yr
169
Max AQI recorded
53
PM2.5 days
208
Ozone days

Frequently Asked Questions

What is the cost of living in Birmingham, MI?

Birmingham has a cost index of 198 (100 = national average). It is 98% above the national average.

What is average rent in Birmingham, MI?

The median gross rent in Birmingham is $1,891 per month based on 2023 Census data.

What is the average home price in Birmingham?

The median home value in Birmingham is $712,700 according to Zillow and Census data.

What is the median income in Birmingham?

The median household income in Birmingham is $153,125 per year (2023 ACS 5-year estimates).

What is the sales tax in Birmingham, MI?

The combined state and local sales tax rate in Birmingham is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Birmingham, MI affordable?

Birmingham is above average in cost of living, with an index of 198 — about 98% higher than the national average.

Birmingham at a Glance

Population
21,612
Median Income
$153,125
Home Value
$712,700
Median Rent
$1,891/mo
Unemployment
4.0%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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