Cost of Living in Cadillac, MI
Population 10,404 · Michigan · Data vintage 2023
(100 = US avg)
Cadillac sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 90 miles north of Grand Rapids, Cadillac is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 48% lower than Grand Rapids' $226,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cadillac
The median home value in Cadillac is $117,500 — 61% below the national median of $305,000. Median rent runs $806/month, 39% lower than the national median of $1,314/month. The median household income of $50,512/year is 32% lower than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 54.2°F and lows of 34.8°F. Overall, Cadillac has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 27 | 30 | 40 | 53 | 66 | 76 | 80 | 78 | 70 | 56 | 43 | 32 |
| Low °F | 12 | 13 | 20 | 31 | 43 | 53 | 58 | 55 | 48 | 37 | 28 | 20 |
| Precip" | 2.05 | 1.53 | 2.06 | 3.56 | 3.63 | 3.61 | 3.46 | 3.50 | 3.16 | 3.86 | 2.72 | 2.02 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Cadillac, MI?
Cadillac has a cost index of 48 (100 = national average). It is 52% below the national average.
What is average rent in Cadillac, MI?
The median gross rent in Cadillac is $806 per month based on 2023 Census data.
What is the average home price in Cadillac?
The median home value in Cadillac is $117,500 according to Zillow and Census data.
What is the median income in Cadillac?
The median household income in Cadillac is $50,512 per year (2023 ACS 5-year estimates).
What is the sales tax in Cadillac, MI?
The combined state and local sales tax rate in Cadillac is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Cadillac, MI affordable?
Yes, Cadillac is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.
What is the weather like in Cadillac?
Cadillac has average high temperatures of 54.2°F and average lows of 34.8°F. Annual precipitation is 35.2". Data from NOAA 1991–2020 Climate Normals.
Cadillac at a Glance
- Population
- 10,404
- Median Income
- $50,512
- Home Value
- $117,500
- Median Rent
- $806/mo
- Unemployment
- 6.3%
- Avg High Temp
- 54.2°F
- Sales Tax
- 6.0%
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Explore county-level cost of living data
Michigan Rankings
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