Cost of Living in Clare, MI

Population 3,341 · Michigan · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Clare's median household income of $43,105 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (19% here). At 7.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Clare lies roughly 75 miles northeast of the nearest major metro, Grand Rapids — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 45% lower than Grand Rapids' $226,000.

Cost Overview

Housing 41
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clare

The median home value in Clare is $124,800 — 59% below the national median of $305,000. Median rent runs $792/month, 40% lower than the national median of $1,314/month. The median household income of $43,105/year is 42% lower than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Clare has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$124,800
59% below avg
Zillow Home Value
$1,124,604
Zillow ZHVI
Median Rent
$792/mo
40% below avg
Price-to-Rent Ratio
13.1x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 56.2%
Renter-occupied 43.8%

💰 Estimated Monthly Budget

Rent median rent
$792
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,406/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.5 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
69.8%
Carpooled
7.7%
Walked
12.0%
Bicycle
0.9%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$43,105
42% below avg
Per Capita Income
$27,247
Unemployment Rate
7.0%
46% above avg
Poverty Rate
19.1%
Labor Force Participation
49.3%

🎓 Education

Bachelor's degree+ 7.6%
Graduate degree 11.3%

👥 Demographics

Median Age 43.9
Male median age 43.3
Female median age 47.2

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
18.4:1
Student-teacher ratio
4
Public schools
1,639
Total enrollment

Frequently Asked Questions

What is the cost of living in Clare, MI?

Clare has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Clare, MI?

The median gross rent in Clare is $792 per month based on 2023 Census data.

What is the average home price in Clare?

The median home value in Clare is $124,800 according to Zillow and Census data.

What is the median income in Clare?

The median household income in Clare is $43,105 per year (2023 ACS 5-year estimates).

What is the sales tax in Clare, MI?

The combined state and local sales tax rate in Clare is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Clare, MI affordable?

Yes, Clare is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

Clare at a Glance

Population
3,341
Median Income
$43,105
Home Value
$124,800
Median Rent
$792/mo
Unemployment
7.0%
Sales Tax
6.0%
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🗺️ County data for Michigan

Explore county-level cost of living data

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