Cost of Living in Cheboygan, MI
Population 4,801 · Michigan · Data vintage 2023
(100 = US avg)
At $41,338, median household incomes in Cheboygan land roughly 45% below the US median, a gap that tends to persist across local labor-market indicators. At 9.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Cheboygan lies roughly 190 miles east of the nearest major metro, Green Bay. Median home values run roughly 38% lower than Green Bay's $192,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cheboygan
The median home value in Cheboygan is $118,700 — 61% below the national median of $305,000. Median rent runs $733/month, 44% lower than the national median of $1,314/month. The median household income of $41,338/year is 45% lower than the US median of $74,580. The local unemployment rate is 9.9%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 54.0°F and lows of 31.2°F. Overall, Cheboygan has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.
Cheboygan has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 27 | 29 | 39 | 52 | 66 | 76 | 79 | 78 | 70 | 57 | 44 | 33 |
| Low °F | 9 | 7 | 16 | 27 | 38 | 48 | 53 | 52 | 45 | 35 | 27 | 18 |
| Precip" | 1.61 | 1.14 | 1.74 | 2.44 | 2.79 | 2.57 | 2.67 | 2.85 | 3.38 | 4.22 | 2.71 | 1.89 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Cheboygan, MI?
Cheboygan has a cost index of 46 (100 = national average). It is 54% below the national average.
What is average rent in Cheboygan, MI?
The median gross rent in Cheboygan is $733 per month based on 2023 Census data.
What is the average home price in Cheboygan?
The median home value in Cheboygan is $118,700 according to Zillow and Census data.
What is the median income in Cheboygan?
The median household income in Cheboygan is $41,338 per year (2023 ACS 5-year estimates).
What is the sales tax in Cheboygan, MI?
The combined state and local sales tax rate in Cheboygan is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Cheboygan, MI affordable?
Yes, Cheboygan is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.
What is the weather like in Cheboygan?
Cheboygan has average high temperatures of 54.0°F and average lows of 31.2°F. Annual precipitation is 30". Data from NOAA 1991–2020 Climate Normals.
Cheboygan at a Glance
- Population
- 4,801
- Median Income
- $41,338
- Home Value
- $118,700
- Median Rent
- $733/mo
- Unemployment
- 9.9%
- Avg High Temp
- 54.0°F
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Michigan Rankings
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