Cost of Living in Grand Rapids, MI

Population 197,768 · Michigan · Data vintage 2023

81
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Grand Rapids stay well under national norms: a median home value of $226,000 against median household incomes of $65,526 gives the city one of the more comfortable price-to-income ratios in Michigan.

Cost Overview

Housing 74
Rent 91

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grand Rapids

The median home value in Grand Rapids is $225,500 — 26% below the national median of $305,000. Median rent runs $1,191/month, 9% lower than the national median of $1,314/month. The median household income of $65,526/year is 12% lower than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Grand Rapids has a cost of living index of 81 versus the US average of 100, meaning it is 19% less expensive.

🏠 Housing

Median Home Value
$225,500
26% below avg
Zillow Home Value
$296,960
Zillow ZHVI
Median Rent
$1,191/mo
9% below avg
Zillow Rent
$1,662/mo
Zillow ZORI
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 54.6%
Renter-occupied 45.4%

💰 Estimated Monthly Budget

Rent median rent
$1,191
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,805/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.3%

Commute Mode

Drove alone
69.3%
Carpooled
8.9%
Public transit
3.1%
Walked
4.3%
Bicycle
0.9%
Work from home
12.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$65,526
12% below avg
Per Capita Income
$33,953
Unemployment Rate
5.0%
4% above avg
Poverty Rate
18.6%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 26.3%
Graduate degree 13.7%

👥 Demographics

Median Age 32.1
Male median age 31.9
Female median age 32.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
51.5%
Good air days/yr
220
Max AQI recorded
198
PM2.5 days
153
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
17.6:1
Student-teacher ratio
116
Public schools
47,510
Total enrollment

Frequently Asked Questions

What is the cost of living in Grand Rapids, MI?

Grand Rapids has a cost index of 81 (100 = national average). It is 19% below the national average.

What is average rent in Grand Rapids, MI?

The median gross rent in Grand Rapids is $1,191 per month based on 2023 Census data.

What is the average home price in Grand Rapids?

The median home value in Grand Rapids is $225,500 according to Zillow and Census data.

What is the median income in Grand Rapids?

The median household income in Grand Rapids is $65,526 per year (2023 ACS 5-year estimates).

What is the sales tax in Grand Rapids, MI?

The combined state and local sales tax rate in Grand Rapids is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Grand Rapids, MI affordable?

Yes, Grand Rapids is generally considered affordable, with a cost of living index of 81 — about 19% below the US national average of 100.

Grand Rapids at a Glance

Population
197,768
Median Income
$65,526
Home Value
$225,500
Median Rent
$1,191/mo
Unemployment
5.0%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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