Cost of Living in Jackson, MI

Population 31,206 · Michigan · Data vintage 2023

45
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jackson's median household income of $42,848 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (26% here). At 10.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Jackson is about 35 miles south of Lansing, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 21% lower than Lansing's $119,000.

Cost Overview

Housing 31
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jackson

The median home value in Jackson is $94,700 — 69% below the national median of $305,000. Median rent runs $874/month, 33% lower than the national median of $1,314/month. The median household income of $42,848/year is 43% lower than the US median of $74,580. The local unemployment rate is 10.8%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Jackson has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.

🏠 Housing

Median Home Value
$94,700
69% below avg
Zillow Home Value
$183,801
Zillow ZHVI
Median Rent
$874/mo
33% below avg
Zillow Rent
$1,159/mo
Zillow ZORI
Price-to-Rent Ratio
9.0x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 53.9%
Renter-occupied 46.1%

💰 Estimated Monthly Budget

Rent median rent
$874
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,488/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.1 min
33% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.9%

Commute Mode

Drove alone
76.5%
Carpooled
10.9%
Public transit
1.4%
Walked
3.1%
Bicycle
0.5%
Work from home
6.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$42,848
43% below avg
Per Capita Income
$23,984
Unemployment Rate
10.8%
125% above avg
Poverty Rate
25.5%
Labor Force Participation
61.0%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 4.5%

👥 Demographics

Median Age 34.9
Male median age 33.4
Female median age 35.7

🏫 Schools

NCES CCD 2019 — public school district data

75.2%
4-Year Graduation Rate
18.2:1
Student-teacher ratio
26
Public schools
10,028
Total enrollment

Frequently Asked Questions

What is the cost of living in Jackson, MI?

Jackson has a cost index of 45 (100 = national average). It is 55% below the national average.

What is average rent in Jackson, MI?

The median gross rent in Jackson is $874 per month based on 2023 Census data.

What is the average home price in Jackson?

The median home value in Jackson is $94,700 according to Zillow and Census data.

What is the median income in Jackson?

The median household income in Jackson is $42,848 per year (2023 ACS 5-year estimates).

What is the sales tax in Jackson, MI?

The combined state and local sales tax rate in Jackson is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Jackson, MI affordable?

Yes, Jackson is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.

Jackson at a Glance

Population
31,206
Median Income
$42,848
Home Value
$94,700
Median Rent
$874/mo
Unemployment
10.8%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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