Cost of Living in Pearl Beach, MI

Population 4,846 · Michigan · Data vintage 2023

92
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Pearl Beach a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $303,000.

Geographically, Pearl Beach sits roughly 25 miles east of Sterling Heights. Median home values run roughly 16% higher than Sterling Heights' $261,000.

Cost Overview

Housing 99
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pearl Beach

The median home value in Pearl Beach is $303,000 — 1% below the national median of $305,000. Median rent runs $1,055/month, 20% lower than the national median of $1,314/month. The median household income of $84,079/year is 13% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Pearl Beach has a cost of living index of 92 versus the US average of 100, meaning it is 8% less expensive.

🏠 Housing

Median Home Value
$303,000
1% below avg
Median Rent
$1,055/mo
20% below avg
Price-to-Rent Ratio
23.9x
Favors renting
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 90.8%
Renter-occupied 9.2%

💰 Estimated Monthly Budget

Rent median rent
$1,055
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,669/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.4 min
46% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.5%

Commute Mode

Drove alone
85.5%
Carpooled
4.7%
Bicycle
1.7%
Work from home
7.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$84,079
13% above avg
Per Capita Income
$49,155
Unemployment Rate
4.3%
11% below avg
Poverty Rate
7.7%
Labor Force Participation
57.6%

🎓 Education

Bachelor's degree+ 12.9%
Graduate degree 7.5%

👥 Demographics

Median Age 52.3
Male median age 51.3
Female median age 54.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
51.4%
Good air days/yr
197
Max AQI recorded
256
PM2.5 days
106
Ozone days

Frequently Asked Questions

What is the cost of living in Pearl Beach, MI?

Pearl Beach has a cost index of 92 (100 = national average). It is 8% below the national average.

What is average rent in Pearl Beach, MI?

The median gross rent in Pearl Beach is $1,055 per month based on 2023 Census data.

What is the average home price in Pearl Beach?

The median home value in Pearl Beach is $303,000 according to 2023 Census ACS data.

What is the median income in Pearl Beach?

The median household income in Pearl Beach is $84,079 per year (2023 ACS 5-year estimates).

What is the sales tax in Pearl Beach, MI?

The combined state and local sales tax rate in Pearl Beach is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Pearl Beach, MI affordable?

Pearl Beach is near the national average in terms of cost of living, with an index of 92 (100 = US average).

Pearl Beach at a Glance

Population
4,846
Median Income
$84,079
Home Value
$303,000
Median Rent
$1,055/mo
Unemployment
4.3%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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