Cost of Living in Swartz Creek, MI
Population 5,856 · Michigan · Data vintage 2023
(100 = US avg)
Housing costs in Swartz Creek stay well under national norms: a median home value of $169,000 against median household incomes of $73,862 gives the city one of the more comfortable price-to-income ratios in Michigan. The labor market has been unusually tight, with unemployment around 1.7% — below most comparable cities in the state.
Geographically, Swartz Creek is about 40 miles east of Lansing, the nearest large metro. Median home values run roughly 41% higher than Lansing's $119,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Swartz Creek
The median home value in Swartz Creek is $168,900 — 45% below the national median of $305,000. Median rent runs $995/month, 24% lower than the national median of $1,314/month. The median household income of $73,862/year is 1% lower than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 57.2°F and lows of 38.1°F, with about 52.1" of annual snowfall. Overall, Swartz Creek has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.
Swartz Creek has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 30 | 33 | 43 | 57 | 69 | 78 | 82 | 80 | 73 | 60 | 47 | 35 |
| Low °F | 16 | 17 | 25 | 35 | 46 | 56 | 60 | 58 | 50 | 40 | 31 | 23 |
| Precip" | 1.99 | 1.68 | 1.97 | 3.13 | 3.68 | 3.12 | 3.41 | 3.16 | 2.90 | 2.77 | 2.27 | 1.89 |
| Snow" | 15.1 | 13.0 | 6.6 | 2.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 3.3 | 11.4 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Swartz Creek, MI?
Swartz Creek has a cost index of 64 (100 = national average). It is 36% below the national average.
What is average rent in Swartz Creek, MI?
The median gross rent in Swartz Creek is $995 per month based on 2023 Census data.
What is the average home price in Swartz Creek?
The median home value in Swartz Creek is $168,900 according to Zillow and Census data.
What is the median income in Swartz Creek?
The median household income in Swartz Creek is $73,862 per year (2023 ACS 5-year estimates).
What is the sales tax in Swartz Creek, MI?
The combined state and local sales tax rate in Swartz Creek is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Swartz Creek, MI affordable?
Yes, Swartz Creek is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.
What is the weather like in Swartz Creek?
Swartz Creek has average high temperatures of 57.2°F and average lows of 38.1°F. Annual precipitation is 32". Average annual snowfall is 52.1". Data from NOAA 1991–2020 Climate Normals.
Swartz Creek at a Glance
- Population
- 5,856
- Median Income
- $73,862
- Home Value
- $168,900
- Median Rent
- $995/mo
- Unemployment
- 1.7%
- Avg High Temp
- 57.2°F
- Sales Tax
- 6.0%
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Explore county-level cost of living data
Michigan Rankings
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