Cost of Living in Three Rivers, MI
Population 7,936 · Michigan · Data vintage 2023
(100 = US avg)
Three Rivers sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Three Rivers is about 40 miles northeast of South Bend, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with South Bend's $125,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Three Rivers
The median home value in Three Rivers is $120,200 — 61% below the national median of $305,000. Median rent runs $815/month, 38% lower than the national median of $1,314/month. The median household income of $48,852/year is 34% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 58.7°F and lows of 40.2°F. Overall, Three Rivers has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.
Three Rivers has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 32 | 35 | 46 | 59 | 70 | 80 | 83 | 81 | 74 | 61 | 48 | 37 |
| Low °F | 18 | 20 | 27 | 38 | 49 | 58 | 62 | 60 | 53 | 42 | 33 | 24 |
| Precip" | 1.70 | 1.34 | 2.01 | 3.07 | 3.70 | 3.20 | 3.36 | 3.66 | 3.27 | 3.74 | 2.50 | 1.68 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Three Rivers, MI?
Three Rivers has a cost index of 48 (100 = national average). It is 52% below the national average.
What is average rent in Three Rivers, MI?
The median gross rent in Three Rivers is $815 per month based on 2023 Census data.
What is the average home price in Three Rivers?
The median home value in Three Rivers is $120,200 according to Zillow and Census data.
What is the median income in Three Rivers?
The median household income in Three Rivers is $48,852 per year (2023 ACS 5-year estimates).
What is the sales tax in Three Rivers, MI?
The combined state and local sales tax rate in Three Rivers is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Three Rivers, MI affordable?
Yes, Three Rivers is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.
What is the weather like in Three Rivers?
Three Rivers has average high temperatures of 58.7°F and average lows of 40.2°F. Annual precipitation is 33.2". Data from NOAA 1991–2020 Climate Normals.
Three Rivers at a Glance
- Population
- 7,936
- Median Income
- $48,852
- Home Value
- $120,200
- Median Rent
- $815/mo
- Unemployment
- 8.6%
- Avg High Temp
- 58.7°F
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Michigan Rankings
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