Cost of Living in Andover, MN

Population 32,825 · Minnesota · Data vintage 2023

132
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Andover cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $389,000, rents near $1,827 a month. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Andover sits roughly 20 miles north of Minneapolis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 13% higher than Minneapolis' $346,000.

Cost Overview

Housing 128
Rent 139

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Andover

The median home value in Andover is $389,200 — 28% above the national median of $305,000. Median rent runs $1,827/month, 39% higher than the national median of $1,314/month. The median household income of $131,528/year is 76% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Andover has a cost of living index of 132 versus the US average of 100, meaning it is 32% more expensive.

🏠 Housing

Median Home Value
$389,200
28% above avg
Zillow Home Value
$433,861
Zillow ZHVI
Median Rent
$1,827/mo
39% above avg
Price-to-Rent Ratio
17.8x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 93.8%
Renter-occupied 6.2%

💰 Estimated Monthly Budget

Rent median rent
$1,827
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,441/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.4 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.0%

Commute Mode

Drove alone
76.5%
Carpooled
4.8%
Public transit
0.5%
Walked
0.3%
Work from home
17.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$131,528
76% above avg
Per Capita Income
$52,458
Unemployment Rate
2.5%
49% below avg
Poverty Rate
3.4%
Labor Force Participation
72.4%

🎓 Education

Bachelor's degree+ 27.7%
Graduate degree 10.1%

👥 Demographics

Median Age 39.4
Male median age 38.8
Female median age 40.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
59.5%
Good air days/yr
175
Max AQI recorded
164
PM2.5 days
194
Ozone days

Frequently Asked Questions

What is the cost of living in Andover, MN?

Andover has a cost index of 132 (100 = national average). It is 32% above the national average.

What is average rent in Andover, MN?

The median gross rent in Andover is $1,827 per month based on 2023 Census data.

What is the average home price in Andover?

The median home value in Andover is $389,200 according to Zillow and Census data.

What is the median income in Andover?

The median household income in Andover is $131,528 per year (2023 ACS 5-year estimates).

What is the sales tax in Andover, MN?

The combined state and local sales tax rate in Andover is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Andover, MN affordable?

Andover is above average in cost of living, with an index of 132 — about 32% higher than the national average.

Andover at a Glance

Population
32,825
Median Income
$131,528
Home Value
$389,200
Median Rent
$1,827/mo
Unemployment
2.5%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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