Cost of Living in Little Elm, TX

Population 51,426 · Texas · Data vintage 2023

135
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

A 38-minute average commute puts Little Elm squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $390,000 reflect that spatial discount. Unemployment has stayed elevated relative to the national figure — 6.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Little Elm sits roughly 6 miles west of Frisco — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 34% lower than Frisco's $595,000.

Cost Overview

Housing 128
Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Little Elm

The median home value in Little Elm is $390,300 — 28% above the national median of $305,000. Median rent runs $1,900/month, 45% higher than the national median of $1,314/month. The median household income of $116,036/year is 56% higher than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 76.0°F and lows of 52.9°F. Overall, Little Elm has a cost of living index of 135 versus the US average of 100, meaning it is 35% more expensive.

🏠 Housing

Median Home Value
$390,300
28% above avg
Zillow Home Value
$401,112
Zillow ZHVI
Median Rent
$1,900/mo
45% above avg
Zillow Rent
$2,138/mo
Zillow ZORI
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 68.3%
Renter-occupied 31.7%

💰 Estimated Monthly Budget

Rent median rent
$1,900
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,514/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.2 min
41% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.7%

Commute Mode

Drove alone
66.7%
Carpooled
7.4%
Public transit
0.1%
Walked
0.2%
Work from home
24.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$116,036
56% above avg
Per Capita Income
$45,708
Unemployment Rate
6.3%
31% above avg
Poverty Rate
9.0%
Labor Force Participation
74.5%

🎓 Education

Bachelor's degree+ 26.0%
Graduate degree 14.6%

👥 Demographics

Median Age 36
Male median age 35.3
Female median age 36.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.0°F
Avg Low
52.9°F
Annual Precip
35.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566068758391969688786657
Low °F 323645516169737364534234
Precip" 1.942.483.113.434.523.671.772.392.654.172.712.76

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
54.8%
Good air days/yr
177
Max AQI recorded
116
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Little Elm, TX?

Little Elm has a cost index of 135 (100 = national average). It is 35% above the national average.

What is average rent in Little Elm, TX?

The median gross rent in Little Elm is $1,900 per month based on 2023 Census data.

What is the average home price in Little Elm?

The median home value in Little Elm is $390,300 according to Zillow and Census data.

What is the median income in Little Elm?

The median household income in Little Elm is $116,036 per year (2023 ACS 5-year estimates).

What is the sales tax in Little Elm, TX?

The combined state and local sales tax rate in Little Elm is 8.2%. Texas has no state income tax.

Is Little Elm, TX affordable?

Little Elm is above average in cost of living, with an index of 135 — about 35% higher than the national average.

What is the weather like in Little Elm?

Little Elm has average high temperatures of 76.0°F and average lows of 52.9°F. Annual precipitation is 35.6". Data from NOAA 1991–2020 Climate Normals.

Little Elm at a Glance

Population
51,426
Median Income
$116,036
Home Value
$390,300
Median Rent
$1,900/mo
Unemployment
6.3%
Avg High Temp
76.0°F
Sales Tax
8.2%
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