Cost of Living in Paloma Creek South, TX

Population 8,797 · Texas · Data vintage 2023

139
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Paloma Creek South a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $343,000.

Located 7 miles northwest of Frisco, Paloma Creek South falls within that metro's commuting orbit. Median home values run roughly 42% lower than Frisco's $595,000.

Cost Overview

Housing 112
Rent 180

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Paloma Creek South

The median home value in Paloma Creek South is $342,800 — 12% above the national median of $305,000. Median rent runs $2,366/month, 80% higher than the national median of $1,314/month. The median household income of $137,585/year is 84% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 76.0°F and lows of 52.9°F. Overall, Paloma Creek South has a cost of living index of 139 versus the US average of 100, meaning it is 39% more expensive.

🏠 Housing

Median Home Value
$342,800
12% above avg
Median Rent
$2,366/mo
80% above avg
Price-to-Rent Ratio
12.1x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 83.2%
Renter-occupied 16.8%

💰 Estimated Monthly Budget

Rent median rent
$2,366
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,980/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
42.3 min
57% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
29.8%

Commute Mode

Drove alone
59.5%
Carpooled
9.0%
Walked
1.4%
Work from home
29.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$137,585
84% above avg
Per Capita Income
$45,381
Unemployment Rate
3.7%
22% below avg
Poverty Rate
1.8%
Labor Force Participation
81.9%

🎓 Education

Bachelor's degree+ 33.6%
Graduate degree 13.0%

👥 Demographics

Median Age 34.4
Male median age 33
Female median age 35.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.0°F
Avg Low
52.9°F
Annual Precip
35.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566068758391969688786657
Low °F 323645516169737364534234
Precip" 1.942.483.113.434.523.671.772.392.654.172.712.76

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
54.8%
Good air days/yr
177
Max AQI recorded
116
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Paloma Creek South, TX?

Paloma Creek South has a cost index of 139 (100 = national average). It is 39% above the national average.

What is average rent in Paloma Creek South, TX?

The median gross rent in Paloma Creek South is $2,366 per month based on 2023 Census data.

What is the average home price in Paloma Creek South?

The median home value in Paloma Creek South is $342,800 according to 2023 Census ACS data.

What is the median income in Paloma Creek South?

The median household income in Paloma Creek South is $137,585 per year (2023 ACS 5-year estimates).

What is the sales tax in Paloma Creek South, TX?

The combined state and local sales tax rate in Paloma Creek South is 8.2%. Texas has no state income tax.

Is Paloma Creek South, TX affordable?

Paloma Creek South is above average in cost of living, with an index of 139 — about 39% higher than the national average.

What is the weather like in Paloma Creek South?

Paloma Creek South has average high temperatures of 76.0°F and average lows of 52.9°F. Annual precipitation is 35.6". Data from NOAA 1991–2020 Climate Normals.

Paloma Creek South at a Glance

Population
8,797
Median Income
$137,585
Home Value
$342,800
Median Rent
$2,366/mo
Unemployment
3.7%
Avg High Temp
76.0°F
Sales Tax
8.2%
View all cities in Texas →
🗺️ County data for Texas

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs