Cost of Living in Providence Village, TX

Population 8,116 · Texas · Data vintage 2023

136
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Providence Village a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $321,000. An unemployment rate of 1.2% points to a labor market well on the tight side of the national distribution.

Geographically, Providence Village sits roughly 10 miles northwest of Frisco. Median home values run roughly 46% lower than Frisco's $595,000.

Cost Overview

Housing 105
Rent 183

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Providence Village

The median home value in Providence Village is $321,300 — 5% above the national median of $305,000. Median rent runs $2,399/month, 83% higher than the national median of $1,314/month. The median household income of $105,469/year is 41% higher than the US median of $74,580. The local unemployment rate is 1.2%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 76.0°F and lows of 52.9°F. Overall, Providence Village has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.

🏠 Housing

Median Home Value
$321,300
5% above avg
Median Rent
$2,399/mo
83% above avg
Price-to-Rent Ratio
11.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 74.1%
Renter-occupied 25.9%

💰 Estimated Monthly Budget

Rent median rent
$2,399
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,013/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
48.6 min
80% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.8%

Commute Mode

Drove alone
71.2%
Carpooled
9.1%
Work from home
16.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$105,469
41% above avg
Per Capita Income
$38,922
Unemployment Rate
1.2%
75% below avg
Poverty Rate
9.5%
Labor Force Participation
69.4%

🎓 Education

Bachelor's degree+ 25.5%
Graduate degree 19.6%

👥 Demographics

Median Age 33.6
Male median age 33.5
Female median age 33.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.0°F
Avg Low
52.9°F
Annual Precip
35.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566068758391969688786657
Low °F 323645516169737364534234
Precip" 1.942.483.113.434.523.671.772.392.654.172.712.76

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
54.8%
Good air days/yr
177
Max AQI recorded
116
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Providence Village, TX?

Providence Village has a cost index of 136 (100 = national average). It is 36% above the national average.

What is average rent in Providence Village, TX?

The median gross rent in Providence Village is $2,399 per month based on 2023 Census data.

What is the average home price in Providence Village?

The median home value in Providence Village is $321,300 according to 2023 Census ACS data.

What is the median income in Providence Village?

The median household income in Providence Village is $105,469 per year (2023 ACS 5-year estimates).

What is the sales tax in Providence Village, TX?

The combined state and local sales tax rate in Providence Village is 8.2%. Texas has no state income tax.

Is Providence Village, TX affordable?

Providence Village is above average in cost of living, with an index of 136 — about 36% higher than the national average.

What is the weather like in Providence Village?

Providence Village has average high temperatures of 76.0°F and average lows of 52.9°F. Annual precipitation is 35.6". Data from NOAA 1991–2020 Climate Normals.

Providence Village at a Glance

Population
8,116
Median Income
$105,469
Home Value
$321,300
Median Rent
$2,399/mo
Unemployment
1.2%
Avg High Temp
76.0°F
Sales Tax
8.2%
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Explore county-level cost of living data

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