Cost of Living in Fairmont, MN

Population 10,348 · Minnesota · Data vintage 2023

55
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fairmont is a smaller Minnesota community of around 10000 residents, where median household incomes of $59,228 and housing costs ($169,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Fairmont lies roughly 100 miles west of the nearest major metro, Rochester. Median home values run roughly 41% lower than Rochester's $288,000.

Cost Overview

Housing 55
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fairmont

The median home value in Fairmont is $168,800 — 45% below the national median of $305,000. Median rent runs $717/month, 45% lower than the national median of $1,314/month. The median household income of $59,228/year is 21% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Fairmont has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.

🏠 Housing

Median Home Value
$168,800
45% below avg
Zillow Home Value
$213,287
Zillow ZHVI
Median Rent
$717/mo
45% below avg
Price-to-Rent Ratio
19.6x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 65.8%
Renter-occupied 34.2%

💰 Estimated Monthly Budget

Rent median rent
$717
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,331/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.9 min
41% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.0%

Commute Mode

Drove alone
82.0%
Carpooled
5.1%
Walked
3.6%
Bicycle
0.1%
Work from home
7.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$59,228
21% below avg
Per Capita Income
$39,233
Unemployment Rate
4.1%
15% below avg
Poverty Rate
12.4%
Labor Force Participation
63.6%

🎓 Education

Bachelor's degree+ 15.6%
Graduate degree 10.5%

👥 Demographics

Median Age 46.5
Male median age 46.3
Female median age 46.8

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
17.2:1
Student-teacher ratio
2
Public schools
1,786
Total enrollment

Frequently Asked Questions

What is the cost of living in Fairmont, MN?

Fairmont has a cost index of 55 (100 = national average). It is 45% below the national average.

What is average rent in Fairmont, MN?

The median gross rent in Fairmont is $717 per month based on 2023 Census data.

What is the average home price in Fairmont?

The median home value in Fairmont is $168,800 according to Zillow and Census data.

What is the median income in Fairmont?

The median household income in Fairmont is $59,228 per year (2023 ACS 5-year estimates).

What is the sales tax in Fairmont, MN?

The combined state and local sales tax rate in Fairmont is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Fairmont, MN affordable?

Yes, Fairmont is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.

Fairmont at a Glance

Population
10,348
Median Income
$59,228
Home Value
$168,800
Median Rent
$717/mo
Unemployment
4.1%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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