Cost of Living in Blue Earth, MN

Population 3,170 · Minnesota · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Blue Earth is a smaller Minnesota community of around 3000 residents, where median household incomes of $59,118 and housing costs ($125,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.1% points to a labor market well on the tight side of the national distribution.

Located 85 miles west of Rochester, Blue Earth is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 56% lower than Rochester's $288,000.

Cost Overview

Housing 41
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Blue Earth

The median home value in Blue Earth is $125,200 — 59% below the national median of $305,000. Median rent runs $916/month, 30% lower than the national median of $1,314/month. The median household income of $59,118/year is 21% lower than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Blue Earth has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$125,200
59% below avg
Zillow Home Value
$192,713
Zillow ZHVI
Median Rent
$916/mo
30% below avg
Price-to-Rent Ratio
11.4x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 65.2%
Renter-occupied 34.8%

💰 Estimated Monthly Budget

Rent median rent
$916
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,530/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
12.1 min
55% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
73.4%
Carpooled
8.7%
Walked
8.5%
Bicycle
0.1%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$59,118
21% below avg
Per Capita Income
$34,614
Unemployment Rate
2.1%
56% below avg
Poverty Rate
13.2%
Labor Force Participation
61.8%

🎓 Education

Bachelor's degree+ 19.6%
Graduate degree 6.6%

👥 Demographics

Median Age 45
Male median age 38.9
Female median age 52.3

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16:1
Student-teacher ratio
4
Public schools
1,056
Total enrollment

Frequently Asked Questions

What is the cost of living in Blue Earth, MN?

Blue Earth has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Blue Earth, MN?

The median gross rent in Blue Earth is $916 per month based on 2023 Census data.

What is the average home price in Blue Earth?

The median home value in Blue Earth is $125,200 according to Zillow and Census data.

What is the median income in Blue Earth?

The median household income in Blue Earth is $59,118 per year (2023 ACS 5-year estimates).

What is the sales tax in Blue Earth, MN?

The combined state and local sales tax rate in Blue Earth is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Blue Earth, MN affordable?

Yes, Blue Earth is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

Blue Earth at a Glance

Population
3,170
Median Income
$59,118
Home Value
$125,200
Median Rent
$916/mo
Unemployment
2.1%
Sales Tax
7.4%
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🗺️ County data for Minnesota

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