Cost of Living in Luverne, MN

Population 4,907 · Minnesota · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Luverne stay well under national norms: a median home value of $181,000 against median household incomes of $66,145 gives the city one of the more comfortable price-to-income ratios in Minnesota. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Geographically, Luverne is about 25 miles east of Sioux Falls, the nearest large metro. Median home values run roughly 33% lower than Sioux Falls' $271,000.

Cost Overview

Housing 59
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Luverne

The median home value in Luverne is $181,100 — 41% below the national median of $305,000. Median rent runs $718/month, 45% lower than the national median of $1,314/month. The median household income of $66,145/year is 11% lower than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 55.5°F and lows of 34.8°F. Overall, Luverne has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$181,100
41% below avg
Zillow Home Value
$198,844
Zillow ZHVI
Median Rent
$718/mo
45% below avg
Price-to-Rent Ratio
21.0x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 70.7%
Renter-occupied 29.3%

💰 Estimated Monthly Budget

Rent median rent
$718
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,332/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.5 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
84.8%
Carpooled
5.0%
Public transit
0.0%
Walked
1.9%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$66,145
11% below avg
Per Capita Income
$35,860
Unemployment Rate
2.5%
47% below avg
Poverty Rate
9.6%
Labor Force Participation
68.1%

🎓 Education

Bachelor's degree+ 20.7%
Graduate degree 9.3%

👥 Demographics

Median Age 38.2
Male median age 36.8
Female median age 42.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.5°F
Avg Low
34.8°F
Annual Precip
29.6"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 242942576979838073594229
Low °F 61123344758615949372312
Precip" 0.710.891.803.263.794.993.443.233.082.301.270.86

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
5
Public schools
1,231
Total enrollment

Frequently Asked Questions

What is the cost of living in Luverne, MN?

Luverne has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Luverne, MN?

The median gross rent in Luverne is $718 per month based on 2023 Census data.

What is the average home price in Luverne?

The median home value in Luverne is $181,100 according to Zillow and Census data.

What is the median income in Luverne?

The median household income in Luverne is $66,145 per year (2023 ACS 5-year estimates).

What is the sales tax in Luverne, MN?

The combined state and local sales tax rate in Luverne is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Luverne, MN affordable?

Yes, Luverne is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Luverne?

Luverne has average high temperatures of 55.5°F and average lows of 34.8°F. Annual precipitation is 29.6". Data from NOAA 1991–2020 Climate Normals.

Luverne at a Glance

Population
4,907
Median Income
$66,145
Home Value
$181,100
Median Rent
$718/mo
Unemployment
2.5%
Avg High Temp
55.5°F
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs