Cost of Living in Milaca, MN

Population 3,033 · Minnesota · Data vintage 2023

62
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Milaca sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 60 miles northwest of Minneapolis, Milaca is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 46% lower than Minneapolis' $346,000.

Cost Overview

Housing 61
Rent 65

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Milaca

The median home value in Milaca is $184,900 — 39% below the national median of $305,000. Median rent runs $854/month, 35% lower than the national median of $1,314/month. The median household income of $49,063/year is 34% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Milaca has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.

🏠 Housing

Median Home Value
$184,900
39% below avg
Zillow Home Value
$157,303
Zillow ZHVI
Median Rent
$854/mo
35% below avg
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 64.5%
Renter-occupied 35.5%

💰 Estimated Monthly Budget

Rent median rent
$854
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,468/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.9 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
78.0%
Carpooled
6.0%
Public transit
0.5%
Walked
4.0%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$49,063
34% below avg
Per Capita Income
$36,134
Unemployment Rate
3.5%
28% below avg
Poverty Rate
17.0%
Labor Force Participation
67.8%

🎓 Education

Bachelor's degree+ 12.9%
Graduate degree 4.4%

👥 Demographics

Median Age 45.2
Male median age 39.1
Female median age 51.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
89.9%
Good air days/yr
136
Max AQI recorded
0
PM2.5 days
237
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
14:1
Student-teacher ratio
4
Public schools
1,790
Total enrollment

Frequently Asked Questions

What is the cost of living in Milaca, MN?

Milaca has a cost index of 62 (100 = national average). It is 38% below the national average.

What is average rent in Milaca, MN?

The median gross rent in Milaca is $854 per month based on 2023 Census data.

What is the average home price in Milaca?

The median home value in Milaca is $184,900 according to Zillow and Census data.

What is the median income in Milaca?

The median household income in Milaca is $49,063 per year (2023 ACS 5-year estimates).

What is the sales tax in Milaca, MN?

The combined state and local sales tax rate in Milaca is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Milaca, MN affordable?

Yes, Milaca is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.

Milaca at a Glance

Population
3,033
Median Income
$49,063
Home Value
$184,900
Median Rent
$854/mo
Unemployment
3.5%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs