Cost of Living in Pine City, MN

Population 3,339 · Minnesota · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Pine City sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 7.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Pine City is about 60 miles north of St. Paul, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 35% lower than St. Paul's $280,000.

Cost Overview

Housing 60
Rent 51

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pine City

The median home value in Pine City is $181,800 — 40% below the national median of $305,000. Median rent runs $676/month, 49% lower than the national median of $1,314/month. The median household income of $51,654/year is 31% lower than the US median of $74,580. The local unemployment rate is 7.8%, above the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Pine City has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$181,800
40% below avg
Zillow Home Value
$376,005
Zillow ZHVI
Median Rent
$676/mo
49% below avg
Price-to-Rent Ratio
22.4x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 63.4%
Renter-occupied 36.6%

💰 Estimated Monthly Budget

Rent median rent
$676
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,290/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
76.9%
Carpooled
11.7%
Public transit
0.1%
Walked
6.5%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$51,654
31% below avg
Per Capita Income
$33,208
Unemployment Rate
7.8%
62% above avg
Poverty Rate
12.1%
Labor Force Participation
57.8%

🎓 Education

Bachelor's degree+ 10.4%
Graduate degree 5.7%

👥 Demographics

Median Age 40.9
Male median age 35
Female median age 46.5

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
13.6:1
Student-teacher ratio
4
Public schools
1,568
Total enrollment

Frequently Asked Questions

What is the cost of living in Pine City, MN?

Pine City has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Pine City, MN?

The median gross rent in Pine City is $676 per month based on 2023 Census data.

What is the average home price in Pine City?

The median home value in Pine City is $181,800 according to Zillow and Census data.

What is the median income in Pine City?

The median household income in Pine City is $51,654 per year (2023 ACS 5-year estimates).

What is the sales tax in Pine City, MN?

The combined state and local sales tax rate in Pine City is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Pine City, MN affordable?

Yes, Pine City is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

Pine City at a Glance

Population
3,339
Median Income
$51,654
Home Value
$181,800
Median Rent
$676/mo
Unemployment
7.8%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs