Cost of Living in St. Francis, MN

Population 8,279 · Minnesota · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

St. Francis sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 2.3% points to a labor market well on the tight side of the national distribution.

Geographically, St. Francis is about 30 miles north of Minneapolis, the nearest large metro. Median home values run roughly 14% lower than Minneapolis' $346,000.

Cost Overview

Housing 98
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Francis

The median home value in St. Francis is $297,800 — 2% below the national median of $305,000. Median rent runs $1,183/month, 10% lower than the national median of $1,314/month. The median household income of $101,875/year is 37% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, St. Francis has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$297,800
2% below avg
Median Rent
$1,183/mo
10% below avg
Price-to-Rent Ratio
21.0x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 81.2%
Renter-occupied 18.8%

💰 Estimated Monthly Budget

Rent median rent
$1,183
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,797/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.6 min
32% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
78.6%
Carpooled
10.9%
Public transit
0.3%
Walked
0.5%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$101,875
37% above avg
Per Capita Income
$38,035
Unemployment Rate
2.3%
51% below avg
Poverty Rate
7.2%
Labor Force Participation
74.8%

🎓 Education

Bachelor's degree+ 10.7%
Graduate degree 4.5%

👥 Demographics

Median Age 35.4
Male median age 33.5
Female median age 37.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
59.5%
Good air days/yr
175
Max AQI recorded
164
PM2.5 days
194
Ozone days

Frequently Asked Questions

What is the cost of living in St. Francis, MN?

St. Francis has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in St. Francis, MN?

The median gross rent in St. Francis is $1,183 per month based on 2023 Census data.

What is the average home price in St. Francis?

The median home value in St. Francis is $297,800 according to 2023 Census ACS data.

What is the median income in St. Francis?

The median household income in St. Francis is $101,875 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Francis, MN?

The combined state and local sales tax rate in St. Francis is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is St. Francis, MN affordable?

St. Francis is near the national average in terms of cost of living, with an index of 95 (100 = US average).

St. Francis at a Glance

Population
8,279
Median Income
$101,875
Home Value
$297,800
Median Rent
$1,183/mo
Unemployment
2.3%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs