Cost of Living in Stewartville, MN

Population 6,754 · Minnesota · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Stewartville a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $258,000. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Stewartville sits roughly 11 miles south of Rochester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 10% lower than Rochester's $288,000.

Cost Overview

Housing 85
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stewartville

The median home value in Stewartville is $258,000 — 15% below the national median of $305,000. Median rent runs $975/month, 26% lower than the national median of $1,314/month. The median household income of $65,714/year is 12% lower than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. The climate averages highs of 54.0°F and lows of 35.6°F, with about 53.1" of annual snowfall. Overall, Stewartville has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$258,000
15% below avg
Zillow Home Value
$307,605
Zillow ZHVI
Median Rent
$975/mo
26% below avg
Price-to-Rent Ratio
22.1x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 78.1%
Renter-occupied 21.9%

💰 Estimated Monthly Budget

Rent median rent
$975
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,589/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.3 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.9%

Commute Mode

Drove alone
74.3%
Carpooled
4.8%
Public transit
0.0%
Walked
2.9%
Bicycle
0.9%
Work from home
16.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$65,714
12% below avg
Per Capita Income
$39,382
Unemployment Rate
2.9%
40% below avg
Poverty Rate
3.4%
Labor Force Participation
73.5%

🎓 Education

Bachelor's degree+ 23.1%
Graduate degree 8.6%

👥 Demographics

Median Age 36.8
Male median age 32.5
Female median age 39.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.0°F
Avg Low
35.6°F
Annual Precip
34.7"
Annual Snowfall
53.1"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 232740556878807872584228
Low °F 71123354758615850382614
Precip" 0.991.022.023.524.355.354.194.123.602.431.801.28
Snow" 12.210.78.63.30.50.00.00.00.00.94.512.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
51.8%
Good air days/yr
167
Max AQI recorded
246
PM2.5 days
119
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.9:1
Student-teacher ratio
5
Public schools
2,152
Total enrollment

Frequently Asked Questions

What is the cost of living in Stewartville, MN?

Stewartville has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Stewartville, MN?

The median gross rent in Stewartville is $975 per month based on 2023 Census data.

What is the average home price in Stewartville?

The median home value in Stewartville is $258,000 according to Zillow and Census data.

What is the median income in Stewartville?

The median household income in Stewartville is $65,714 per year (2023 ACS 5-year estimates).

What is the sales tax in Stewartville, MN?

The combined state and local sales tax rate in Stewartville is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Stewartville, MN affordable?

Yes, Stewartville is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.

What is the weather like in Stewartville?

Stewartville has average high temperatures of 54.0°F and average lows of 35.6°F. Annual precipitation is 34.7". Average annual snowfall is 53.1". Data from NOAA 1991–2020 Climate Normals.

Stewartville at a Glance

Population
6,754
Median Income
$65,714
Home Value
$258,000
Median Rent
$975/mo
Unemployment
2.9%
Avg High Temp
54.0°F
Sales Tax
7.4%
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