Cost of Living in Belton, MO

Population 24,618 · Missouri · Data vintage 2023

74
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Belton can reasonably expect a home to cost less than three years of household income — $185,000 against $70,525 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Located 10 miles southeast of Overland Park, Belton falls within that metro's commuting orbit. Median home values run roughly 52% lower than Overland Park's $384,000.

Cost Overview

Housing 61
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Belton

The median home value in Belton is $185,400 — 39% below the national median of $305,000. Median rent runs $1,235/month, 6% lower than the national median of $1,314/month. The median household income of $70,525/year is 5% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Belton has a cost of living index of 74 versus the US average of 100, meaning it is 26% less expensive.

🏠 Housing

Median Home Value
$185,400
39% below avg
Zillow Home Value
$264,602
Zillow ZHVI
Median Rent
$1,235/mo
6% below avg
Zillow Rent
$1,685/mo
Zillow ZORI
Price-to-Rent Ratio
12.5x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 61.2%
Renter-occupied 38.8%

💰 Estimated Monthly Budget

Rent median rent
$1,235
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,849/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.6 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.9%

Commute Mode

Drove alone
79.9%
Carpooled
7.9%
Public transit
0.1%
Walked
1.4%
Bicycle
0.4%
Work from home
9.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$70,525
5% below avg
Per Capita Income
$35,838
Unemployment Rate
5.3%
11% above avg
Poverty Rate
9.3%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 18.6%
Graduate degree 7.1%

👥 Demographics

Median Age 37
Male median age 35.5
Female median age 38.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
72.9%
Good air days/yr
143
Max AQI recorded
135
PM2.5 days
197
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
15.7:1
Student-teacher ratio
8
Public schools
4,680
Total enrollment

Frequently Asked Questions

What is the cost of living in Belton, MO?

Belton has a cost index of 74 (100 = national average). It is 26% below the national average.

What is average rent in Belton, MO?

The median gross rent in Belton is $1,235 per month based on 2023 Census data.

What is the average home price in Belton?

The median home value in Belton is $185,400 according to Zillow and Census data.

What is the median income in Belton?

The median household income in Belton is $70,525 per year (2023 ACS 5-year estimates).

What is the sales tax in Belton, MO?

The combined state and local sales tax rate in Belton is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Belton, MO affordable?

Yes, Belton is generally considered affordable, with a cost of living index of 74 — about 26% below the US national average of 100.

Belton at a Glance

Population
24,618
Median Income
$70,525
Home Value
$185,400
Median Rent
$1,235/mo
Unemployment
5.3%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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