Cost of Living in Moberly, MO

Population 13,634 · Missouri · Data vintage 2023

50
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $43,231, median household incomes in Moberly land roughly 42% below the US median, a gap that tends to persist across local labor-market indicators. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Moberly is about 35 miles north of Columbia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 48% lower than Columbia's $268,000.

Cost Overview

Housing 46
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Moberly

The median home value in Moberly is $140,000 — 54% below the national median of $305,000. Median rent runs $749/month, 43% lower than the national median of $1,314/month. The median household income of $43,231/year is 42% lower than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Moberly has a cost of living index of 50 versus the US average of 100, meaning it is 50% less expensive.

🏠 Housing

Median Home Value
$140,000
54% below avg
Zillow Home Value
$155,551
Zillow ZHVI
Median Rent
$749/mo
43% below avg
Price-to-Rent Ratio
15.6x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 57.5%
Renter-occupied 42.5%

💰 Estimated Monthly Budget

Rent median rent
$749
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,363/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.0 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
80.3%
Carpooled
11.1%
Public transit
0.6%
Walked
1.0%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$43,231
42% below avg
Per Capita Income
$23,086
Unemployment Rate
6.3%
31% above avg
Poverty Rate
21.6%
Labor Force Participation
53.6%

🎓 Education

Bachelor's degree+ 12.0%
Graduate degree 3.6%

👥 Demographics

Median Age 38.4
Male median age 36.2
Female median age 40.6

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
12.5:1
Student-teacher ratio
7
Public schools
2,317
Total enrollment

Frequently Asked Questions

What is the cost of living in Moberly, MO?

Moberly has a cost index of 50 (100 = national average). It is 50% below the national average.

What is average rent in Moberly, MO?

The median gross rent in Moberly is $749 per month based on 2023 Census data.

What is the average home price in Moberly?

The median home value in Moberly is $140,000 according to Zillow and Census data.

What is the median income in Moberly?

The median household income in Moberly is $43,231 per year (2023 ACS 5-year estimates).

What is the sales tax in Moberly, MO?

The combined state and local sales tax rate in Moberly is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Moberly, MO affordable?

Yes, Moberly is generally considered affordable, with a cost of living index of 50 — about 50% below the US national average of 100.

Moberly at a Glance

Population
13,634
Median Income
$43,231
Home Value
$140,000
Median Rent
$749/mo
Unemployment
6.3%
Sales Tax
8.4%
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Explore county-level cost of living data

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